HomeMy WebLinkAbout1988-09-08 - City Commission Special Meeting MinutesTAM
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7525 NORTHWEST 88TH AVENUE 0 TAMARAC, FLORIDA 33321-2401
TELEPHONE (305) 722-5900
I
RECORD OF COUNCIL ACTIONS/DISCUSSIONS
NOTICE OF SPECIAL MEETING
CITY COUNCIL OF TAMARAC, FLORIDA
There will be a Special Meeting of the City Council, on
Thursday, September 8, 1988, at 10:00 A.M. in Conference
Room'#1 (Room 103) at City Hall, 7525 NW 88 Avenue, Tam4rac,
Florida.
The purpose of this meeting is:
1. a. MOTION TO AUTHORIZE the transfer of $10,000.001from
TUW Appropriated Retained Earnings Account 434-
389-115 to TUW Pump Station Rehab Account #434 393-
535-6PF to fund Change Order #4 on Pump Station 15
installation.
FINAL ACTION: i.
DELETED from the agenda.
b. MOTION TO AUTHORIZE the transfer of $1,000.00 from
TUW Appropriated Retained Earnings Account 434-
389-115 to TUW Rehab -Telemetry Portion AC ount
#434-393-535-6PB to return partial amount of ands
anticipated to be in excess before Change Ordeir was
required on Turbitrol contract.
FINAL ACTION:
APPROVED.
C. MOTION TO AUTHORIZE the transfer of $33,513.00;from
TUW Sewage Treatment Plant Closure Account
393-535--6PG to TUW Pump Station Rehab Account 434-
393-535-6PF to utilize funds from completed PrJ434-
ject
87-9 to the on going Pump Station Rehab Project
86-15 to cover anticipated cost to cotrect
electrical changes on stations.
FINAL ACTION:
APPROVED.
2. DISCUSSION AND POSSIBLE ACTION on the City's insurance
requirements.
FINAL ACTION:
TABLED discussion.
3. DISCUSSION AND POSSIBLE ACTION regarding approval of the
udget for the City's insurance requirements.
FINAL ACTION:
Agendized by Consent and APPROVED a tentative budged for
the City's insurance requirements of approximately
$556,649.00.
.The City Council may consider and act upon such other busi-
ness as may come before it.
All meetings are open to the public.
Pursuant to Section 286.0105, Florida Statutes
If a person decides to appeal any decision made by the city �-
Council with respect to any matter considered at such meeting oP Carol A. Evans
hearing, he will need a record Gf the procadings and for suchhCity Clerk
purpose, he may need to ensure that a verbatim record includes
tho testimony C dA��p� a upon which the appeal is to be bn:: d
AN EQUAL OPPORTUNITY EMPLOYER
POLICY OF NONDISCRIMINATION ON THE BASIS OF HANDICAPPED STATUS
,,.ram:..;.
CITY OF TAMARAC
CITY COUNCIL SPECIAL MEETING
THURSDAY, SEPTEMBER 8, 1988
TAPE 1
CALL TO ORDER: Mayor Abramowitz called this meeting to Order on
1ihursday, September8, 1988 at 10:00 A.M. in Conference Room #1
ity Clerk's Office.
PRRRRNT.
ALSO PRESENT:
Mayor Norman Abramowitz
Vice Mayor Jack Stelzer
Councilman Dr. H. Larry Bender
Councilman Bruce Hoffman
Councilman Henry Rohr
John P. Kelly, City Manager
Richard Doody, City Attorney
Ken Burroughs, Finance Director
Patricia Marcurio, Secretary
Pauline Walaszek, Special Services
Secretary
1. a. MOTION TO AUTHORIZE the transfer of $10,000.00 from
TUW Appropriated Retained Earnings Account #434-389-115 to
TUW Pump Station Rehab Account #434-393--535-6PF to fund
Change Order #4 on Pump Station 15 installation.
SYNOPSIS OF
DELETED
ACTION:
from the Agenda.
Bob Foy, Director of Utilities/Engineering, said this
Item was proposed to transfer money from the Revenue
Account to an Account for the Pump Station #15W Project;
however, the money should be transferred from the Bond
money and was Item c. on the Agenda. He suggested this
Item be deleted from the Agenda.
Mr. Burroughs asked if there would be enough money in the
other Account and Mr. Foy replied, yes.
* C/M Rohr MOVED to DELETE this Item from the Agenda, SECONDED
* by C/M Bender.
V/M Stelzer asked Mr. Burroughs about a figure and Mr.
Burroughs said the figure was presently in the
Construction Fund. V/M Stelzer asked if there was 2.5
million dollars in surplus and Mr. Burroughs said yes.
V/M Stelzer asked if this contradicted Mr. Burroughs
statement regarding the City having no additional surplus
and Mr. Burroughs said he would like to investigate this
matter because it was confusing when using the Revenue
Accounts.
V/M Stelzer asked Mr. Burroughs about an account
containing $3,200,000.00 and Mr. Burroughs said the money
was in the 425 Fund, which was not the same fund.
Page 1
7UME
Mayor Abramowitz asked what V/M Stelzer was questioning
and V/M Stelzer said he was trying to determine where the
2.5 million dollars called "Retained Funds" came from.
Mayor Abramowitz said there was a Motion on the floor for
Item a on the Agenda; therefore, V/M Stelzer should
detain his questions for the appropriate Item.
Melanie Reynolds, Resident, asked how much was in the
Fund and how much would be in the Fund after the
transfer.
Mr. Burroughs said when this Item was created, the new
forms were not in existence. He said there was
$987,000.00 of unappropriated monies in the 434 Fund.
Joseph Schreiber, Resident, asked if the 434 Fund was
being used for the shortfall in the Budget.
Mr. Burroughs said the 434 Fund was a separate fund and
would not pertain to the Budget shortfall.
VOTE:
ALL VOTED AYE
c. MOTION TO AUTHORIZE the transfer of $33,513.00 from
TUW Sewage Treatment Plant Closure Account #434-393-535-6PG
to TUW Pump Station Rehab Account #434.393-535-6PG to
utilize funds from completed Project 87-9 to the on -going
Pump Station Rehab Project 86-15 to cover anticipated cost
to correct electrical changes on stations.
SYNOPSIS OF ACTION:
APPROVED.
Mr. Foy said this Item was to have enough money for the
Pump Station #15W Project, which was to submerge the
station.
* C/M Hoffman MOVED to APPROVE this Item, SECONDED by C/M Rohr.
Mayor Abramowitz asked if the cost of this project
increased and Mr. Foy replied, no.
Mayor Abramowitz said this Project was to resubmerge Pump
Station #15W to its original position to alleviate
complaints and problems from the surrounding residents.
VOTE:
ALL VOTED AYE
b. MOTION TO AUTHORIZE the transfer of $1,000.00 from
TUW Appropriated Retained Earnings Account #434-389-115 to
TUW Rehab Telemetry Portion Account #434-393-535-6PB to
return partial amount of funds anticipated to be in excess
before Change Order was required on Turbitrol contract.
SYNOPSIS OF ACTION:
APPROVED.
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Page 2 `
mom
Mr. Foy said this Item would be for remote control
equipment for the valve at Grants Station. He said this
valve could be opened at the Water Plant to avoid
unnecessary travel with this equipment.
C/M Hoffman asked what the valve did and Mr. Foy said the
value controlled the water that went into and out of the
water storage tank at Grants Plaza.
* C/M Rohr MOVED to APPROVE this Item, SECONDED by C/M Bender.
V/M Stelzer had concerns
the transfers and Mr. Foy
would be cancelled.
MOTE:
with the figures balancing in
said the $10,000.00 amount
ALL VOTED AYE
2. DISCUSSION AND POSSIBLE ACTION on the City's insurance require-
ments.
SYNOPSIS OF ACTION:
TABLED disc ssion.
City Manager Kelly said at a previous meeting, the City
Council did not resolve the issue insurance. He said the
City Council was interested in a reduced premium cost
based on a $1,000,000.00 policy with a $10,000.00
deductible. He said the Personnel Director has
researched this matter and had a report to present.
Larry Perretti, Personnel Director, said at the City
Council Workshops, the City Council agreed to use
$1,000,000.00 combined single -limit with a $10,000.00
deductible. He said he submitted a break -down of the
amounts quoted by the Florida League of Cities. (SEE
ATTACHMENT $1).
Mr. Perretti said he was waiting on quotes from other
companies; however, he discussed the costs with these
companies on the telephone and he would inform the City
Council of those premiums after they review the quotes
from the Florida League of Cities.
Mr. Perretti said last year the Budget reflected
$489,120.00 for this service and, of this amount,
$357,102.00 was appropriated to the Florida League of
Cities, $253,477.00 was for the General Liability
Accounts and $103,625.00 was for Auto Liability.
Mr. Perretti
said if the City stayed with the same type
of coverage
this year, which was $1,500,000.00 with no
deductible,
the cost would have been $488,223.00 less a
3% credit at
difference was
a total premium of $467,604.00. He said the
$110,502.00 more than last year.
Mr. Perretti
said for $1,000,000.00 with a $10,000.00
deductible,
it would cost $334,070.00 less the incentive
credit of 3%
($9,619.00), the total premium would be
$324,451.00.
He said this would be a savings $32,651.00.
C/M Hoffman
asked if the total paid -out claims against
the City for
the past 3 years was approximately
$100,000.00
and Mr. Perretti said this included in the
Page 3 -
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figure paid off. Mr. Perretti said there were several
open cases; therefore, this could not be determined.
Mayor Abramowitz asked if the break -down submitted to the
City Council on September 1, 1988 came from the City's
records and Mr. Perretti replied, yes. (SEE ATTACHMENT
#2)
Mayor Abramowitz said he would be basing his judgement on
the City's experience and Mr. Perretti said the increase
originally projected was based on the exposure and
experience rating of the City for years 1984, 1985 and
1986.
C/M Rohr asked if the open cases would be settled under
the new policy and Mr. Perretti said the open cases would
be settled under the old policies.
C/M Hoffman asked what coverage had the most claims in
the past. He said it may be more feasible to drop the
deductible from the policies that have no claims.
Mr. Perretti said the answer had to be determined by
reviewing which policies were being increased in
premiums. He said Equipment and Automobile Liability was
increased.
V/M Stelzer asked why the Automobile premiums were
increased so much and Mr. Perretti said there were new
cars purchased. V/M Stelzer asked if accidents were a
cause and Mr. Perretti said not necessarily; however,
there have been several accidents in the Police
Department.
V/M Stelzer asked if Fire and Extended Coverage Insurance
would be purchased and Mr. Perretti said this Insurance
was with another carrier.
V/M Stelzer said the other Insurance should have been
included in the reports because they had to be compared
with the Budget and Mr. Perretti said the main concern of
insurance coverage was for the Florida League of Cities'
Policies. Mr. Perretti said the remaining Policies are
not up for review until March 1, 1988.
V/M Stelzer asked why the reports submitted did not
include all of the Insurance coverages in the Budget and
Mr. Perretti said there were different carriers.
V/M Stelzer said then the figures should not be compared
and Mr. Perretti said he was not comparing these figures.
V/M Stelzer asked what the savings were based on and Mr.
Perretti said the savings were strictly based on the
Florida League of Cities' quotes.
V/M Stelzer said if the discussion was for Budget
purposes, all of the Policy information was needed.
Mayor Abramowitz said the discussion was for the quotes
submitted by the Florida League of Cities.
Mr. Perretti said the purpose of discussion was to give
the Florida League of Cities an answer as to the Policies
which are due October 1, 1988.
Page 4
9/8/88
V/M Stelzer said he asked the City Manager to set up a
meeting to discuss the Insurance Budget because the
second reading of the Budget should not take place
without the City Council reviewing that Budget.
City Manager Kelly said the entire Budget could not be
compared because there were some Policies that were not.
up for renewal until March 1, 1988. He said the Florida
League of Cities' Policies were due for renewal October
1, 1988; therefore, the City Council had to decide what
costs they would like to spend for the Policies of the
League of Cities.
V/M Stelzer asked how the Budget would be determined and
Mr. Perretti said the premiums for the Policies due for
renewal on March 1, 1988 had to be carried over.
V/M Stelzer said the figures for Insurance in the Budget
should be addressed and then this matter could be
discussed.
Mayor Abramowitz said he was reviewing last year's Budget
compared to this year's Budget and found a difference in
,,Ate figures by using the recommended coverage for the
Policies carried with the Florida League of Cities. He
said the City Council had to decide what coverages and
costs the City should have so that the Florida League of
Cities' renewal requirements are met.
C/M Bender asked what was needed for the Budget and Mr.
Burroughs said he asked the Risk Manager to provide a
break -down of each Department's Insurance with the
anticipated premiums. He said at this time in the
General Fund and the TUW Budget there was $509,716.00 for
the Florida League of Cities' Policies.
Mr. Burroughs said in the TUW Budget there was $76,168.00
for Multi -Peril Insurance which he assumes was the same
as General Liability Insurance. He said if it was, thon
the total Budget for the Florida League of Cities'
Policies was $509,716.00.
C/M Hoffman said if the Policy for Automobile Liability
for $1,000,000.00 with a $10,000.00 deduction would be
implemented there would be a savings of $38,000.00. He
said if the projected exposure was greater, it may be
better to obtain -0-- deductible for this Policy and take
$1,000,000.00 with a $10,000.00 deductible on the other
Policies.
*I�yor Abramowitz said the new premium would be
implemented for the other Policies if this was done.
Joe Schreiber, Insurance Advisory Board member, said he
has had 30 years of experience in Insurance matters and
he could not believe that the City Council was discussing
this matter without having the Risk Manager or someone
knowledgeable about Insurance present. He said the City
had a Risk Manager who would be available until the end
of the month; therefore, they should be utilizing the
Risk Manager's knowledge. He said Mr. Perretti was
providing the City Council with figures; however, Mr.
Perretti could not give the City Council the complete
background like the Risk Manager could; therefore, he
could not see how the City Council was able to come town
intelligent decision. He said the Insurance Advisory
Board should have been asked to attend this meeting to
give the City Council their advice.
Page 5
9/8/88
TAPE 2
Mayor Abramowitz asked Mr. Schreiber for his opinion
since he had 30 years experience.
Mr. Schreiber said if the City Council was going to make
an intelligent decision on these matters, they should
have someone knowledgeable. He said the City Council was
not paying him for his opinions; however, they were
presently paying a Risk Manager who could answer their
questions.
Mr. Schreiber said it seems that the City Council wanted
to save money and, based on what he has heard, because he
did not have all of the information the City Council had,
the City's exposure did not seem to be any higher than
$5,000.00 per claim. He said if the City wanted to save
money, they may want to consider a $100,000.00 to
$200,000.00 self retention policy which would bring the
premium down to $11,000.00 resulting in a savings of
approximately $203,000.00. He said the savings could be
placed in a Fund for any future claims.
Mr. Schreiber said if the claims are not as high, a
larger amount could be placed in self retention for
future claims. He said Gallagher & Bassett submitted a
proposal for a Policy of a $1,00,000.00 coverage with a
$50,000.00 self retention and a $200,000.00 aggregate
which meant that the City could not go beyond $200,000.00
in payment of claims during the policy period. He said
this premium would be approximately $256,000.00 which was
a savings of approximately $82,000.00.
Mr. Schreiber said the type of Policy purchased could be
based on the City's experience; however, the City could
go for several years with little if any claims and one
year be hit very hard with claims.
Mayor Abramowitz asked if the Florida League of Cities
quoted everything they had available for insurance and
Mr. Perretti said the Florida League of Cities carried
other Policies; however, the Risk Manager decided to use
other carriers.
C/M Hoffman asked if there were other carriers that would
quote these Policies and Mr. Ferretti said if the City
went to Bid on the Policies, they would probably receive
other quotes.
Mayor Abramowitz thanked Mr. Schreiber for his opinion
and he said he learned a few things that he was not aware
of.
Mayor Abramowitz said the purpose of insurance was to
protect yourself against claims. He said the
recommendation given on the Florida League of Cities'
Policies seemed to be the best premiums to take; however,
the City Council had to decide if they wanted to
implement the Policies recommended by staff. He said he
would be making his decision on the past history.
C/M Rohr had concerns with Florida Laws for Sovereign
Immunity and City Attorney Doody said Florida did have
the Sovereign Immunity Law; however, the courts have
chipped away the doctrine of Sovereign Immunity,and would
probably continue doing so. He said the courts have
1
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Page 6 �:
found creative ways to go around the law and it should
not be counted on in the City Council's decision for
Insurance Policies.
C/M Hoffman said the City Council had to do two things,,
one was to select the appropriate figure for the Budget
and the other was to take a look at the insurance to be
carried. He said if the City Budgeted too much money for
the Policies, it would not be a disaster. He suggested a
figure be implemented for the Budget and a determination
regarding what Policies were sufficient and feasible
could be made in the future.
Mayor Abramowitz said the City Council needed to inform
staff which premiums were to be accepted and paid. He.
asked if the City Council had to submit an amount for
Budget purposes.
Mr. Burroughs said the total Budget for Insurance
premiums was $556,649.00; therefore, this money was
budgeted. He said the concern should be on the premiums
coming out of the figure because some accounts may be
short and some may be over. He said $510,000 was
identified as coverage for the Florida League of Cities.
Mr. Burroughs said he would like to implement Mr.
Schreiber's suggestion regarding the Reserve Fund. He
said the City had intentions to become self -insured;
however, a Reserve Fund had to be established in order to
do this. He suggested that all of the insurance premiums
be placed in a "Self -Insurance Fund" in an amount of
$557,000.00. He said the premiums are paid through this
account and any monies remaining go into an account for
future claims.
V/M Stelzer asked if this was being done for Workers
Compensation and Mr. Burroughs replied, yes.
Mr. Schreiber said the City's present experience
indicates that there would be a savings of $250,000.00
and Mr. Burroughs said this procedure would slowly build
up a reserve to pay the claims.
Mayor Abramowitz said he would like a Workshop meeting
called involving the Insurance Advisory Board, etc., for
further discussion of these matters. He suggested the
City Council vote on the proposals available.
V/M Stelzer said Exhibit "G" indicated Option 1 to be
$1,500,000.00 with a $10000.00 deductible with a premium
of $351,000.00. He said Option 4 indicated
$1,000,000.00 with a $10,000.00 deductible with a premium
of $311,014.00. He said there was a $40,000.00
difference in these premiums which the City would be
saving; however, the liability would be reduced by
$500,000.00. He said Options 2 and 5 indicated the same
savings and deductions.
V/M Stelzer said Options 1 and 2 indicated a difference
of $203,000.00. He said if the City was to deposit
$351,000 (Option 1 premium) into a fund and pay the
premium of $148,586.00 (Option 2 premium), there would be
a savings of approximately $200,000.00. He said this
would be the difference of being Self --Insured. He said
City would have a fund of $200,000.00 to start a
Self -Insured Program and any claims could be paid out of
this fund.
Page 7
9/8/88
V/M Stelzer said the City Council was considering saving
$40,000.00 while eliminating $500,000.00 in protection.
He suggested the City take Option 1 and place the
premiums into a Self -Insurance Fund, pay the premiums and
keep the remaining funds in the account as a self
insurance base.
Mr. Perretti said he can see having a self insurance
program in the future. He said V/M Stelzer and Mr.
Schreiber were overlooking the additional costs needed
for the City obtaining a Claims Manager, Attorneys and
miscellaneous fees. He said if the claims are under
$200,000.00 the Attorney would be working full time
handling the claims and the City Attorney would not be
able to do this.
Mayor Abramowitz said he was very interested in V/M
Stelzer and Mr. Schreiber's comments; however, Mr.
Perretti made a valid point. He said it would be very
expensive to have a self insured program for outside
legal services.
V/M Stelzer said this matter was not discussed at the
previous Workshop meetings; however, he was concerned
with what coverage the City was going to take. He
suggested the City take the 1.5 million dollar limit with
a $10,000.00 deductible.
City Attorney said the City Council should also consider
that the Florida League of Cities' Policy had 32
Exclusions. He said this was the same Policy as the
prior year; however, the City Council should be aware of
this.
Mayor Abramowitz said he was very concerned with this
matter and it should be addressed at a Workshop meeting.
V/M Stelzer said the City Council should not be
responsible for reviewing the Policies to see if they
were adequate.
Mayor Abramowitz asked when the Florida League of Cities
needed an answer and Mr. Perretti replied, October 1,
1988.
Mayor Abramowitz said he did not feel comfortable making
a decision on this matter at this time.
* C/M Rohr MOVED to APPROVE Option 1, $1,500,000.00 combined
* single limit with a $10,000.00 deductible at a premium of
* $351,559.00, SECONDED by V/M Stelzer.
VOTE: Mayor Abramowitz - Nay
V/M Stelzer - Aye
C/M Bender - Nay
C/M Hoffman - Nay
C/M Rohr - Aye
** This Motion was DEFEATED by a 3 to 2 Vote.
* C/M Bender MOVED to APPROVE Option 4, $1,000,000.00 combined
* single limit with a $10,000.00 deductible at a premium of
* $311,014.00, SECONDED by C/M Hoffman.
Page 8 `�-
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C/M Hoffman said even though he seconded this motion, he
planned to vote against it because the City Council
needed to study this matter further before a firm
decision is made. He said Mr. Schreiber opened very
interesting doors and before he closes the door, he
wanted more information.
VOTE: Mayor Abramowitz - Aye
V/M Stelzer - Nay
C/M Bender - Aye
C/M Hoffman - Nay
C/M Rohr - Nay
** This Motion was DEFEATED by a 3 to 2 vote.
* V/M Stelzer MOVED to TABLE the discussion, SECONDED by
* C/M Rohr.
VOTE: ALL VOTED AYE
V/M Stelzer suggested the Risk Manager be present at the
next meeting concerning Insurance matters.
Mayor Abramowitz asked Mr. Schreiber to attend the next
meeting and he said he would.
Mr. Perretti said the Florida League of Cities said they
would be happy to send a Representative to answer the
City's questions.
AGENDIZED 8Y CONSENT
3. DISCUS01,Q6 AND POSSIBLE ACTION regarding approval of the budget
for she City's insurance requirements.
SYNOPSIS OF ACTION:
AGENDIZED by Consent and APPROVED a tentative
budget for the City's insurance requirements of
approximately $556,649.00.
C/M Hoffman asked if the City Council had to decide on
what the Budget should contain for Insurance.
V/M Stelzer MOVED to AGENDIZE for discussion, the approval
of the Budget for insurance, SECONDED by C/M Hoffman.
VOTE:
ALL VOTED AYE
V/M Stelzer MOVED to APPROVE the Budget for insurance as
presented by the City Manager and Insurance Department,
SECONDED by C/M Rohr.
City Attorney Doody said this matter was approved at
the first Budget Hearing and would be finalized at a
second hearing on September 22, 1988.
Page 9
9/8/88
V/M Stelzer said the City Council never agreed to this
budget at the Workshop meetings and he wanted the record
to reflect that the City Council agreed to the Budget
figures for insurance.
City Manager Kelly said this may be a moot point;
however, V/M Stelzer wanted the record to reflect that
the City Council agreed with this Budget as they have at
the previous Budget Workshop meetings.
C/M Hoffman said the Motion should reflect that this was
not the Final Approval on the Insurance Budget and the
Final Approval would be made at the September 22, 1988
Budget Hearing.
* V/M Stelzer MOVED to APPROVE the amount in the proposed Budget
* for consideration, SECONDED by C/M Rohr.
VOTE: Mayor Abramowitz w Aye
V/M Stelzer - Aye
C/M Bender - Nay
C/M Hoffman - Aye
C/M Rohr - Aye
** This Motion was CARRIED by a 4 to 1 vote.
With no further business, Mayor Abramowitz ADJOURNED this
meeting at 11:15 A.M.
N 04MAN ABRAMOWITZ, MAYOR 01
7
CAROL A. EVANS, CITY CLERK
"This public document was promulgated at a cost of $103.50 or $2.88 per
copy to inform the general public, public officers and employees of
recent opinions and considerations of the City Council of the City of
Tamarac."
CITY OF TAMARAC
APPROVED AT MEETING OF � g
Page 10 \ -
COUNCIL MEETING 9/'.8/88
Page 1 of 8
TOTAL ANNUAL PREMIUM
� 6q4
Including:
COMPREHENSTVE GENERAL LIABILITY,
(`.OMPREHENSI.VE AUTOMOBILE LIABILITY,
AUTOMOBILE. PHYSICAL 1XV9AGE
i
THE ANNUAL PRFM%UM SHOWN IN THE NATION IS SUBJECT TO R�RATING
ON OCTOBER 1 RENEWAL DATE OF THE PROGRAM."
Coverages are as follows............
0
COUNCIL MEETING 9/;8/88
Page 2 of 8
fREMT!&- DISPERSION
Exhibit B
GENERAL_, ,JABILITY.....:
. .. ... .. ...
Complete premium and limits dispersion are
given on the General Liability Premium and
Limits Dispersion page.
6PTQMB!U:, �LIABILITY:
Complete premium and limits dispersion are
(liven o ' n the Automobile Liability Premium and
Limits Dispersion page.
INCENTIVE CREDIT
TOTA.L....FML PREMIUM- (Billed by FLC in accordance $4
with the attached Pay Plan)
ALJ.T,0,M.Q3,ILE PHYSICAL DAMAGE,: $
. .. ....... 1 DAMAGE:
TOTAL(Billed by FLC in accordance $
with the attached pay Plan)
GRAND... TOTAL $4
_., 67---04
COUNCIL MEETING 9/ 8/88
Page 3 of 8
E4hibit C
GENERAL
LIABILITY PREMIUM AND LIMITS DISPERSIO
100,000/200,000
*1,500,000
iTOTAL
(iability
Law Enforcement
$
$
Fk.jbl ic Officials
Frrors & Omissions
$
Medical./Attendants
Malpractice
TOTAL GENERAL LIABILITY $2), ..,936
$106'.?76
$322.212
The Specific Excess Endorsement is optional and provides additional
liability limits of $1,400,000 each person and $1,300,000leach occurrence
for a total of $1,5kX),CXX) Bodily Injury and Property Dama0e Combined
Single Limit.
IMPORTANT NOTE:
THE DELETION OF ANY OF THE ABOVE COVERAGES DOES NOT "4TOMATICALLY
REDUCE THE PREMIUM. THESE PREMIUMS ARE BASED ON ALL " THE ABOVE
COVERAGES. ANY DELETION OF COVERAGE WILL ALTER THE PERIENCE
MODIFICATION FACTOR ORIGINALLY USED, AND MAY RESULT IPA HIGHER
PREMIUM.
THEABOVE PREMIUMS ARE SUBJECT TO A FINAL AL1DIT mns�MENT AT THE
END OF THE PROGRAM YEAR.
COUNCIL MEETING 9/ 8/88
Page 4 of 8
Exhibit D
AUTOh1Or3.Il.E LY()ff-ILITY
PREMIUM AND LIMITS DISPERSIW
WTOMOBILE LTARIL.ITY 1.00,000/200,000 *1.,r W,WC? SUBTOTAL TOTAL
$100,OOO Each Person/ $ 99 8G7 $ 46.,905 $146.712
$200,000 Each Occurrence
(Hodily Injury and Property Damage combined)
Personal Injury Protection
(Limit. $10,cxo) $....... ..x418
TOTAL. A JT (")h I LE. L I AEA I L.11"Y
*The Spec-ific Fxcess Fndorsement is optional and provides additional
1 i, ab i 1 i ty 1 i m i t-s of $1 , 400 , OcX) each person and $.1, ?c?U , dW e-ac h r rerx e
f � : a total. Of $,1, 5W,(0q Bodily Injury and Propert Y Damage combined
Single Limit.
IMPORTANT NOTE:
THE DELETION OF ANY OF THE ABOVE COVERAGES DOES NOT AUTOMATICALLY
REDUCE THE PREMIUM. THESE PREMIUMS ARE BASED ON ALL OF THE ABOVE
COVERAGES. ANY DELETION OF COVERAGE WILL ALTER THE EXPERIENCE
MODIFICATION FACTOR ORIGINALLY USED, AND MAY RESULT IN A HIGHER
PREMIUM.
THE ABOVE PREMIUMS ARE SUBJECT TO A FINAL AUDIT ADRSTMENT AT THE
'END OF THE PROGRAM YEAR.
COUNCIL MEF"I'ING 9/ 8/88
Page 5 of 8
]341bit E
i
COMPREHENS; GENERAL LIABILITY
........K�a..
SELF INSUREk: Florida Municipal Liability Insu,re,t��'..,_Progran
$
L_IMITS_ ,.,OF,.. LIABIL1,SQU,
ITY: ... C.O......Combined Single Limit for
Bodily Injury and Property Damage
COVERAGES„INCLUDE: premises Operations
Products/Completed Operations
Contractual Liability (Designated Co6tracts Only)
Owners' & Contractors' Protective Liability
P(;;,isonal Injury Liability
Host Liquor Liability
Public Officials Errors & Omissions
Incidental Medical. Malpractice Liability
Police professional Liability
Watercraft Liability
Fire Legal Liability - $50,000 Limit'
Broad Form Property Damage
Medical Attendants Malpractice
Advertising Injury Liability
Employee Benefits Program Administration
Liability
I
IMPORTANT NOTE: ONLY THE COVERAGES SHOWN ABOVE ARE INCLUDED IN
THIS COVERAGE PROPOSAL FOR GENERAL.. LIABILITYF
COUNCIL MEETING 9/'.8/88
Page 6 of 8
Exhibit F
COMPREHENSIVE AUTOMOBILE LIABILITY
SELF. INa.)R.E.R - Florida Municipal.. Liabi.litY.SQ.1f 1ppurers' Program
I.M.TTS 0F.LIABI.L.ITY: Combined Single Limit for
Bodily Injury and Property Damage
Owned Au tos
H i red Autos
Non-Owried Autos
Personal Injury Protection
Limit: $0,QW— (Statutory)
COUNCIL MEETING 9/ 8/88
Page 7 of 8
CITY OF TA11ARAC
Optional limits and deductibles for General Liability and Automobile
Liability ccyverages:
OPTION, I - $1,500,000 combined single limit with $10,OCO Deductible
General Liability $246,634
Automobile Liability $115,798 j
Incentive Credit (3%) - $ 1_9
I
TOTAL PREMIUM $351,559
OPTION II - $1,500,000 combined single limit over and abo�e the
$100,000/$200,000 Self Insured Retention
General Liability $106,276
Automobile Liability $ 46,905
Incentive Credit (3%) - $ 4.595
TOTAL PREMIUM $148,586
OPTION III - $1,000,000 combined single limit
General Liability $293,212
Automobile Liability $137,931 i
Incentive Credit (3%) - $ 12.934
TOTAL PREMIUM $41B,209
OPTION IV - $1,000,000 combined single limit with $10,000'Deductible
General Liability $217,6,34
Automobile Liability $102,999
Incentive Credit (3%) - $ 9,619
N
TOTAL PREMIUM $311,014
OPTION V - $1,000,000 combined single limit over and above the
$100,000/$200,000 Self Insured Retention
i
General Liability $ 77,276
Automobile Liability $ 34,106
Incentive Credit (3%) - $__ 3�341
TOTAL PREMIUM $108,041
I
PREMIUM FOR INCENTIVE CREDIT WILL CHANGE IF LIMIT SELECTIONS A�E VARIED_
i
COUNCIL MEETING 9/. '8/88
Page 8 of 8
, .LF INSURER
PREMIUM:
COMPR.EHENS VE'
GOLL751'( 4_
>PECIFIFr) PERILS:
T01 F.L. :
(. OVERAtaLS
Exhibit H
AUTOMOBILE PHYSICAL.DAMAGE.
PREMIUM AND._LIMITS DISPERSION
v paI property Self Insurers' program
h„ nr1C �"klll].r1
$ 8.,.850—
rchensi.ve Deductible
(Per Schedule Submitted)
C, 111.ision - *$- .,OW_.._ Deductible
(Per ::schedule Submitted)
`;riecifi.c��� F7erilu $25 Deductible for Mischief
or Vandalism (Applicable to
Motorcycles)
IMPORTANT NOTE:
THE DELETION OF ANY OF THE ABOVE COVERAGES DOES NOT AUTOMATICALLY,
REDUCE THE PREMIUM. THESE PREMIUMS ARE BASED ON ALL OF THE ABOVE
COVERAGES. ANY DELETION OF COVERAGE WILL ALTER THE EXPERIENCE
MODIFICATION FACTOR ORIGINALLY USED, AND MAY RESULT IN A HIGHER
PREMIUM.
THE ABOVE PREMIUMS ARE SUBJECT TO A FINAL PREMIUM AUDIT ADJUSTMENT
AT THE END OF THE PROGRAM YEAR.
*$3,000 DEDUCTIBLE IS APPLICABLE ON THE 1979 OSHKOSH FIRE TRUCK