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HomeMy WebLinkAboutCity of Tamarac Resolution R-2016-012Temp. Reso. No. 12725 Page 1 of 4 December 23, 2015 CITY OF TAMARAC RESOLUTION NO. R-2016- A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF TAMARAC, FLORIDA, APPROVING A SECOND AMENDMENT TO THE FISCAL YEAR 2014/2015 ANNUAL ACTION PLAN FOR EXPENDITURE OF THE U.S. HOUSING AND URBAN DEVELOPMENT COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS FOR THE FIFTEENTH PROGRAM YEAR TO PROVIDE FOR REALLOCATION OF FUNDS; PROVIDING FOR CONFLICT, - PROVIDING FOR SEVERABILITY; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, on June 25, 2014, the City Commission of the City of Tamarac ("City") adopted Resolution No. 2014-R-65 which approved the specific activities within the Fiscal Year 2014/2015 Annual Action Plan for the expenditure of the U.S. Housing and Urban Development Community Development Block Grant ("CDBG") Funds in an amount of $355,970 for the City's Fifteenth Program Year; and WHEREAS, on October 28, 2015, the City Commission adopted Resolution R-2015-107, and approved the First Amendment to the Fiscal Year 2014/2015 Annual Action Plan reallocating funds in the amount of $35,237.00 within the approved activities; and WHEREAS, previously, the City of Tamarac adopted the City of Tamarac Five Year Consolidated Plan for FY 2010-2015 via Resolution No. 2010-R-102 which established the City's strategic priorities for the CDBG program during this period; and WHEREAS, funding received for the CDBG program must be utilized for eligible CDBG activities; and Temp. Reso. No. 12725 Page 2 of 4 December 23, 2015 WHEREAS, each year a new Annual Action Plan is required to detail projects, activities, and programs to be funded by that year's funding allocation in compliance with the adopted Consolidated Plan; and WHEREAS, the City desires to process a second amendment to the Fiscal Year 2014/2015 Annual Action Plan to provide for the re -allocation of funds within the approved activities, as provided in Exhibit 1" which is attached- hereto and incorporated herein by reference; and WHEREAS, the City Commission finds that this second amendment to the Fiscal Year 2014/2015 Annual Action Plan meets one of three national objectives, as defined by Congress, including benefiting low and moderate income people, helping to eliminate slum and blight, or addressing existing conditions that pose a serious or immediate threat to the health and welfare of the community; and WHEREAS, the Community Development Director recommends the approval of the activities contained in this second amendment to the Fifteenth Program Year Annual Action Plan for Fiscal Year 2014/2015; and WHEREAS, the City Commission of the City of Tamarac, Florida deems it to be in the best interest of the citizens and residents of the City of Tamarac to approve this amendment to the Fiscal Year 2014/2015 Annual Action Plan for expenditure of the U.S. Housing and Urban Development Community Development Block Grant funds in the amount of $355,970.00 for the Fifteenth Program Year. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF TAMARAC, FLORIDA.- Temp. Reso. No. 12725 Page 3 of 4 December 23, 2015 SECTION 1: The foregoing "WHEREAS" clauses are hereby ratified and confirmed as being true and correct and are hereby made a specific part of this Resolution. All exhibits attached hereto and referenced herein are incorporated and made a specific part of this Resolution. SECTION 2: That the City Commission hereby approves the attached Second Amendment to the Fiscal Year 2014/2015 Annual Action Plan for expenditure of the U.S. Housing and Urban Development Community Development Block Grant funds in the amount of $355,970.00 for the Fifteenth Program Year, a copy of which is attached hereto as Exhibit "1" and incorporated herein by reference. SECTION 3: The City Clerk is hereby directed to provide a signed copy of the Second Amendment to the appropriate Broward County and Housing and Urban Development (HUD) Representatives. SECTION 4: All resolutions or parts of resolutions in conflict herewith, are hereby repealed to the extent of such conflict. SECTION 5: If any clause, section, other part or application of this Resolution is held by any court of competent jurisdiction to be unconstitutional or invalid, in part or application, it shall not affect the validity of the remaining portions or applications of this Resolution. SECTION 6: This Resolution shall become effective immediately upon its passage and adoption. Temp. Reso. No. 12725 Page 4 of 4 December 23, 2015 PASSED AND ADOPTED BY THE CITY COMMISSION OF THE CITY OF TAMARAC, FLORIDA THIS 3 DAY OF q,9WtUj2016. ATTEST: PATRICIA TEUFE dMC CITY CLERK I HEREBY CERTIFY that I Have approved this RESOLUTION as to form. SA UEL S. G R N, CITY ATTORNEY CITY OF TAMARAC, FLORIDA Y . • rn H. DRESSLER P. BUSHNELL M. GOMEZ D. GLASSER D. PLACKO 1 li Exhibit "1" CITY OF TAMARAC, FL Annual Action Plan Community Development Block Grant (CDBG) Program Fiscal Years 2014/2015 1st Amendment — October 2015 2nd Amendment — January 2016 Prepared by: City of Tamarac Community Development Department Housing Division Submitted to: U.S. Department of Housing and Urban Development The Office of Community Planning and Development Miami Field Office TABLE OF CONTENTS Annual Action Plan Executive Summary 91.220(b) 4 Citizen Participation Plan 91.220 (b) 5 Resources 91.220 (c) (1) and (c) (2) 7 Annual Objectives 91.220 (c) (3) 10 Description of Activities 91.220 (d) and (e) 11 Objectives 14 Performance Measurements 15 Geographic Distribution/Allocation Priorities 91.220 (d) and (f) 16 Annual Affordable Housing Goals 91.220 (g) 16 Public Housing 91.220 (h) 17 Homeless and Special Needs 91.220 (i) 18 Barriers to Affordable Housing 91.220 Q) 23 Other Actions 91.220 (k) 24 Program Specific Requirements CDBG 91.220 (1) (1) 25 HOME 91.220 (1) (2) 26 HOPWA 91.220 (1) (3) 29 Other Narratives and Attachments Section 3 Initiatives 29 Davis Bacon Initiatives 29 Fair Housing 30 PLAN ATTACHMENTS: Resolution -Submission Approval for Annual Action Plan 2nd Amendment ►J CITY OF TAMARAC FY 2014/2015 Annual Action Plan DUNS #077270940 City of Tamarac Mayor Harry Dressler Vice -Mayor Michelle Gomez Commissioner Pamela Bushnell Commission Diane Glasser Commissioner Debra Placko City Manager Michael C. Cernech Our Vision The City of Tamarac, Our Community of Choice -Leading the nation in quality of life through safe neighborhoods, a vibrant community, exceptional customer service and recognized excellence. Our Mission We "Committed to Excellence... Always" It is our job to foster and create an environment that: Responds to the Customer Creates and Innovates Works as a Team Achieves Results Makes a Difference Our Values As stewards of the public trust, we value: Vision Integrity Efficiency Quality Service 3 2 014- 2 015 Annual Action Plan plot"pop The CPMP Annual Action Plan includes the SF 424 and Narrative Responses to Action Plan questions that CDBG, HOME, HOPWA, and ESG grantees must respond to each year in order to be compliant with the Consolidated II III I g g y p Planning Regulations. A01 NAME OF JURISDICTION. Annual Action Plan: Consolidated Plan Time Period: CITY OF TAMARAC, FL FY 20141201 S FY 201012011— FY 201412015 Annual Action Plan includes the SF 424 and is due every year no less than 45 days prior to the start of the grantee's program year start date. HUD does not accept plans between August 15 and November 15. Executive Summary 91.220(b) The Executive Summary is required. Include the objectives and outcomes identified in the plan and an evaluation of past performance. The City of Tamarac participated in the U.S. Department of Housing and Urban Development (HUD) entitlement allocation formula as a recipient of federal funds for the first time in Fiscal Year 2000. The City is recently embarked on its second five- year cycle to receive HUD Federal grant allocations providing funds to promote affordable housing initiatives and socio-economic programs to address identified community development needs. In Fiscal Year 2014-2015, it is estimated that the City of Tamarac will receive a total of $355,970.00 consisting of a direct allocation in the amount of $348,258.00 and unclaimed reallocation funds from the City of Weston in the amount of $7,712.00 in Community Development Block Grant (CDBG) funds, to address identified community development needs. Entitlement allocations from other HUD funds may become available in future years. To receive CDBG funding, the City must assess local housing and community development needs and resources, and socioeconomic impediments toward building viable neighborhoods. The statutes for the HUD CDBG grant programs set forth three basic goals which are closely related to the major commitments and priorities of the U.S. Department of Housing and Urban Development (HUD). F Each of these goals must primarily benefit very low, low and moderate income persons within the context described below: 1. To provide suitable living environment 2. To provide decent housing 3. To expand economic opportunities This annual action plan incorporates priorities and programs addressing these goals. EXISTING PROGRAM The City of Tamarac receives federal funding under both the CDBG and HOME program. Additional funds are received from the State's, State Housing Initiative Partnership (SHIP) Program. To date activities approved using these funding sources focus on housing assistance (home rehabilitation), public service, and public facilities improvements. These activities benefit residents by direct assistance or indirectly through area -wide or limited clientele activities based on low -moderate income determinations. ACCOMPLISHMENTS Over the last year, U.S Department of Housing and Urban Development (HUD) funds (CDBG & HOME) have assisted with the following: v Provided home rehabilitation for owner -occupied homes. v Installed and repaired sidewalks and accessibility pads. v Provided a full-time temporary information and referral specialist that assisted residents in obtaining referrals, counseling and other social service needs. Citizen Participation 91.220(b) 2. Provide a summary of the citizen participation and consultation process (including efforts to broaden public participation in the development of the plan. Citizen Participation and Consultation The Citizen Participation Plan in accordance with the Housing and Community Development Act of 1974, as amended and 24 CFR Part 91, Subpart B: Citizen Participation and Consultation sets forth the citizen participation plan requirements. This section of the Act provides for and encourages citizen participation with particular emphasis on persons of low and moderate income, in addition to slum and blighted areas. Consistent with the Act, the City of Tamarac provides citizens reasonable and timely access to local meetings, information and records. In addition, technical assistance is made available to low and moderate income representative groups. The Citizen Participation Plan details the process to develop needs, review proposed activities and program performance as well as the manner in which hearings are advertised and conducted. (Citizen Participation Plan - attached hereto) The City published a public notice on May 24, 2014 for the 30-day public review period which began May 25, 2014 and ended June 25, 2014. A public hearing was held during the City Commission meeting on June 25, 2014 which by resolution adopted the Annual Action Plan and authorized its submission to the U.S. Department of Housing and Urban Development prior to the July 15, 2014 deadline. The citizen participation process provides ample time for written complaints and grievances. Through the on -going efforts of our Neighborhood Partnership Program, the City stimulates and enhances neighborhood vitality and customer satisfaction by addressing the concerns and special needs of neighborhoods through progressive and collaborative planning. In the spirit of collaboration the City staff serves as consultants and facilitators. Throughout all stages of the program, the City of Tamarac Community Development Department staff is responsible for the effective development and inclusion of citizen comments in all phases of the CDBG Program. All projects must be proven feasible prior to receiving HUD funds, as many require documentation indicating financial feasibility and conformance with applicable regulations and constraints (i.e. zoning, land use, flood plan, etc.). Projects will not be funded if the proposed project duplicates an existing program which the public sector administers. Community Development/Housing to solicit project April 9, 2014 recommendations from Department heads Advertisement for 30-day review period and Public May 24, 2014 Hearing on proposed FY 13/14 Annual Action Plan Beginning of 30-day review period May 25.2014 Planning Board approval of recommended activities June 4, 2014 End of 30-day review period June 25, 2014 Commission approval and review/public hearing of June 25, 2014 recommended activities for final approval Send HUD RROF Form 7015.15 Sept. 30, 2014 Wait for HUD Clearance to commit funds Funding Agreement from HUD issued October 1, 2014 Advertisement for 1 st Amendment October 18, 2015 Approval of 15t Amendment by City Commission October 28, 2015 Public Hearing Advertisement for 2nd Amendment January 3, 2016 Approval of 2nd Amendment by City Commission January 13, 2016 Public Hearing 2 3. Provide a summary of citizen comments or views on the plan. No comments were received on the Annual Action Plan. No comments were received regarding first amendment. No comments were received regarding second amendment. 4. Provide a written explanation of comments not accepted and the reasons why these comments were not accepted. Had any comments been received, the City would have responded and considered accordingly. No comments were received. Resources 91.220(c)(1)) and (c)(2) 5. Identify the federal, state, and local resources (including program income) the jurisdiction expects to receive to address the needs identified in the plan. Federal resources should include Section 8 funds made available to the jurisdiction, Low -Income Housing Tax Credits, and competitive McKinney-Vento Homeless Assistance Act finds expected to be available to address priority needs and specific objectives identified in the strategic plan. As an entitlement recipient of CDBG, HOME and SHIP funds, the City intendeds to allocate according to priority need. For the next year, the City expects the housing market to continue its slow recovery from the drastic slump it has been in since 2005. The appropriate federal and state resources described below will be utilized and applications will be submitted and or supported in achieving the City's listed projects and actions outlined in this section. FEDERAL RESOURCES Community Development Block Grant (CDBG) The Community Development Block Grant (CDBG) was first authorized by the U.S. Congress in 1974, by the Housing and Community Development Act of 1974 (HCDA), with subsequent amendments. The primary purpose of the HCDA is the development of viable urban communities, by providing decent housing and a suitable living environment and expanding economic opportunities, principally for persons of low and moderate income. At least 70% of all CDBG funds must be spent on activities which benefit low or moderate income persons. Funds are used for housing to benefit low and moderate income persons, public facilities and improvements, expanded public services that include employment training, child care, fair housing counseling or recreational needs; rehabilitation of private or publicly owned buildings; economic development activities that create or retain jobs for low and moderate income persons. Home Investment Partnerships Program (HOME) In FY 2002, the City of Tamarac became a member of the Broward County HOME Consortium along with the Entitlement Cities of Tamarac, Margate, Deerfield Beach, Sunrise, Lauderhill, Plantation, Davie, Pembroke Pines, Miramar, and Coconut Creek was recently added. The United States Congress passed the National Affordable Housing Act In 1990. This Act created a variety of affordable housing programs, including the Home Investment Partnerships Act (HOME). The City of Tamarac receives an allocation of these funds as a member of the Consortium. The purpose of the HOME program is to provide funds to local jurisdictions to strengthen public -private partnerships to provide more affordable housing through acquisition, rehabilitation, and new construction of housing, and tenant based rental assistance. In addition, HUD rules require that at least 15% of HOME funds be set aside for community housing development organizations to develop affordable housing. HOME funds may be used to provide: affordable renter/owner occupied units; tenant based rental assistance; administrative and planning costs; and payment of operating expenses of community housing development organizations. Housing development costs include acquisition, new construction, re -construction, pre -development and financing costs. STATE RESOURCES State Housing Initiative Partnership (SHIP) Program The City of Tamarac typically receives an annual allocation under this program. Florida Housing administers the State Housing Initiatives Partnership program (SHIP), which provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to serve very low, low and moderate income families. When the program is funded, SHIP funds are distributed on an entitlement basis to all 67 counties and 53 Community Development Block Grant entitlement cities in Florida. In order to participate, local governments must establish a local housing assistance program by ordinance; develop a local housing assistance plan and housing incentive strategy; amend land development regulations or establish local policies to implement the incentive strategies; form partnerships and combine resources in order to reduce housing costs; and ensure that rent or mortgage payments within the targeted areas do not exceed 30 percent of the area median income limits, unless authorized by the mortgage lender. SHIP dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy -downs, acquisition of property for affordable housing, matching dollars for federal housing grants and programs, and homeownership counseling. SHIP funds may be used to assist units that meet the standards of chapter 553; SHIP funds may also be used to assist manufactured housing constructed after June 1994 in accordance with the installation standards defined in the rules of the Department of Highway Safety and Motor Vehicles. 8 A minimum of 65 percent of the funds must be spent on eligible homeownership activities; a minimum of 75 percent of funds must be spent on eligible construction activities; at least 30 percent of the funds must be reserved for very -low income households (up to 50 percent of the area median income or AMI); an additional 30 percent may be reserved for low income households (up to 80 percent of AMI); and the remaining funds may be reserved for moderate -income households (up to 120 percent of AMI.). It is important to note that no more than 5 percent of SHIP funds may be used for administrative expenses. However, if a local government makes a finding of need by resolution, a local government may use up to 10 percent for administrative expenses. Funding for this program was established by the passage of the 1992 William E. Sadowski Affordable Housing Act. Funds are allocated to local governments each month on a population -based formula. These funds are derived from the collection of documentary stamp tax revenues, which are deposited into the Local Government Housing Trust Fund. Total actual disbursements are dependent upon these documentary stamp collections. The allocation of SHIP funds for fiscal year 2014/2015 has not yet been released. 6. Explain how federal funds will leverage resources from private and non-federal public sources. To the extent of the activities described in this Annual Action Plan, private leveraging is not likely. Most of the leveraging comes from sources under the State SHIP Program or Down Payment Assistance Programs from lending institutions in the form of the first mortgage subsidies for first time homebuyers. In FY 2008 and 2010, the City received grant allocations under the Neighborhood Stabilization Program (Round 1 and Round 3). These programs also provide homeownership opportunities utilizing private lending institutions which may be leveraged with CDBG funds. 0 Annual Objectives 91.220(c)(3) *If not using the CPMP Tool. Complete and submit Table 3A. *If using the CPMP Tool: Complete and submit the Summary of Specific Annual Objectives Worksheets or Summaries.xls Goals and objectives to be carried out during the action plan period are indicated by placing a check in the following boxes. ❑ Objective Category ❑ Objective Category: ❑ Objective Category: Decent Housing Expanded Economic Expanded Economic Opportunities Opportunities Which includes: Which includes: Which includes: ❑ assisting homeless ❑ improving the safety ❑ job creation and retention persons obtain and livability of affordable housing nei hborhoods ❑ assisting persons at ® eliminating blighting ❑ establishment, stabilization risk of becoming influences and the and expansion of small homeless deterioration of business (including micro - property and facilities businesses) ® retaining the affordable ® increasing the access ❑ the provision of public housing stock to quality public and services concerned with private facilities employment ® increasing the ❑ reducing the isolation ❑ the provision of jobs to low - availability of of income groups income persons living in affordable permanent within areas through areas affected by those housing in standard spatial programs and activities under condition to low- deconcentration of programs covered by the plan income and moderate- housing opportunities income families, for lower income particularly to persons and the members of revitalization of disadvantaged deteriorating minorities without neighborhoods discrimination on the basis of race, color, religion, sex, national origin, familial status, or disability ❑ increasing the supply of ❑ restoring and ❑ availability of mortgage supportive housing preserving properties financing for low income which includes of special historic, persons at reasonable rates structural features and architectural, or using non-discriminatory services to enable aesthetic value lending practices persons with special needs (including 10 persons with HIV/AD IS) to live in dignity and independence ❑ providing affordable ® conserving energy ❑ access to capital and credit housing that is resources and use of for development activities that accessible to job renewable energy promote the long-term opportunities sources economic social viability of the community Description of Activities 91.220(d) and (e) *If not using the CPMP Tool: Complete and submit Table 3C *If using the CPMP Tool: Complete and submit the Projects Worksheets and the Summaries Table. 7. Provide a summary of the eligible programs or activities that will take place during the program year to address the priority needs and specific objectives identified in the strategic plan. Public Service (Full -Time Inform. & Referral Specialist) $43,166.00 $ 26,129.00 This activity will include funding for a full-time information and referral specialist to provide information and referral services to elderly residents, ongoing case management, implementation of the Senior Program and the Volunteer Program, addressing calls and managing an on -going caseload. Approximately one hundred (100) unduplicated clients will be served by the Information and Referral Specialist this fiscal year. These activities are eligible under 24 CFR section 570.201(e), and will benefit low and moderate income persons as qualified under 570.208(a)(2), limited clientele. 2"d Amendment — January 13, 2016 Reallocation of funds from Public Services to Home Rehabilitation. Public Service (Counseling) $10,W rv,220 00 $ 7,070.00 This activity will include funding for individual and group counseling to individuals, families, and single mothers and children.. Approximately 30 individuals will receive counseling services this fiscal year. These activities are eligible under 24 CFR section 570.201(e), and will benefit low and moderate income persons as qualified under 570.208(a)(2), limited clientele. 2"d Amendment — January 13, 2016 Reallocation of funds from Public Services to Home Rehabilitation. Residential Rehabilitation (Minor Home Repair) $191,391.00 $211,577.00 This activity will provide minor home repairs to a minimum of eight (8) low to moderate -income households who are experiencing conditions in and around the home that pose a threat to health, safety, and welfare of the household occupants. 11 This project will be carried out on a citywide basis. This activity is eligible under 24 CFR Section 570.202(a) and will benefit low and moderate -income households on an area -wide basis. 1 st Amendment — October 28, 2015 Reallocation of funds from Home Rehabilitation to Program Administration. 2nd Amendment — January 13, 2016 Reallocation of funds from Public Services to Home Rehabilitation. Rehabilitation Services $ 40,000.00 This program activity includes marketing, application in -take and review and verification for eligibility, communication with general contractors, specification review and on site problem solving inspections and other services related to the completion of residential rehabilitation projects. Auditing Services $ 5,000.00 Since the FY 2010 CDBG program is an expenditure driven program that may result in total federal expenditures exceeding $500,000, the City is required under the U.S. Single Audit Act and the OMB Circular A-133 to have an annual compliance audit conducted. These activities are presumed to benefit low and moderate -income persons and are eligible under 24 CFR 570.206(a). Program Administration $ 30,967.00 $ 66,194.00 This activity will provide general management, oversight, and coordination of the programs. Also, this activity will provide for an annual grant audit, and provide provision of fair housing services designed to further the fair housing objectives of the Fair Housing Act, 42 U.C.C. 3601-20. These activities are presumed to benefit low and moderate -income persons and are eligible under 24 CFR 570.206(a). 1st Amendment — October 28, 2015 Reallocation of funds from Home Rehabilitation to Program Administration 12 FY 2014/2015 Activity Distribution ■ Program Administration (Administration, Fair Housing & Audit) ■ Public Services (Information & Referral Specialist and Counseling) Home Rehabilitation ■ Rehabilitation Services HOME FY 2014-2015 PROPOSED PROJECTS DESCRIPTIONS (Broward County Consortium Member) Home Rehabilitation Minimum of 3 households SHIP FY 2014-2015 PROPOSED PROJECTS DESCRIPTIONS Home Rehabilitation Minimum of 8 households NEIGHBORHOOD STABILIZATION PROGRAM (ROUND 3) DESCRIPTIONS Foreclosure/Abandoned Property Acquisition & Rehabilitation for the purpose of re -sale to income eligible homebuyers in areas of greatest need as identified in the City's FY2010/2011 Substantial Action Plan Amendment. 13 Describe the outcome measures for activities in accordance with Federal Register Notice dated March 7, 2006, i.e., general objective category (decent housing, suitable living environment, economic opportunity) and general outcome category (availability/accessibility, affordability, sustainability). The City plans to fund the above activities to produce outcomes that fulfill HUD's objectives as follows: Accessibility, Affordability, and Sustainability for the purpose of creating suitable living environments. Project: Public Service Information & Referral Specialist Counseling Services Accessibility, Affordability, and Sustainability for the purpose providing decent affordable housing. Project: Home Rehabilitation Rehabilitation Services a Home Rehabilitation Home Rehabilitation PERFORMANCE MEASUREMENTS FY 2014-2015 8 -CDBG PER YEAR 3 — HOME PER YEAR CDBG, Number of homes 8 — SHIP PER 1 Home Rehabilitation HOME, SHIP assisted YEAR DH-3 Application intake, review and Rehabilitation processing for 2 Services I CDBG, HOME above homes DH-3 100 Full -Time Number of unduplicated Information & unduplicated residents 3 Referral Specialist CDBG & CITY clients/cases PER YEAR SL-1 30 Number of unduplicated Counseling unduplicated residents 4 Services CDBG & City clients PER YEAR SL-1 Decent Housing DH-1 DH-2 DH-3 Suitable Living Environment SL-1 SL-2 SL-3 Economic ODDortunity EO-1 EO-2 EO-3 15 Geographic Distribution/Allocation Priorities 91.220(d) and (f) 8. Describe the geographic areas of the jurisdiction (including areas of low income families and/or racial/minority concentration) in which assistance will be directed during the next year. Where appropriate, the jurisdiction should estimate the percentage of funds the jurisdiction plans to dedicate to target areas. The City utilizes data from the 2000 Census to create a low -moderate income map for the City. All projects proposed take place within those designated areas. The City will update its low -moderate income map upon the release of the 2010 Census data. (Low -Moderate Income Map -attached hereto) 9. Describe the reasons for the allocation priorities, the rationale for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) during the next year, and identify any obstacles to addressing underserved needs. The main focus is maintaining affordable housing and public services to all low - moderate income residents of Tamarac, including those with special needs. The major obstacle is funding, or lack thereof. Both federal and state allocations fluctuate and are often decreased from year to year making planning for the future and meeting the needs of the underserved difficult. Another obstacle may be the lack of data to justify allocating funds to what may appear to be an unmet need. The 2000 Census is out dated, certain data sets from the 2010 Census is not available yet, and local resources may be unavailable to confirm an unmet need. Annual Affordable Housing Goals 91.220(g) *If not using the CPMP Tool: Complete and submit Table 3B Annual Housing Completion Goals. *If using the CPMP Tool: Complete and submit the Table 3B Annual Housing Completion Goals. 10. Describe the one-year goals for the number of homeless, non -homeless, and special -needs households to be provided affordable housing using funds made available to the jurisdiction and one-year goals for the number of households to be provided affordable housing through activities that provide rental assistance, production of new units, rehabilitation of existing units, or acquisition of existing units using funds made available to the jurisdiction. The term affordable housing shall be defined in 24 CFR 92.252 for rental housing and 24 CFR 92.254 for homeownership. Home Rehabilitation will be the affordable housing activity funded in the FY 2014/2015 Annual Action Plan. It is anticipated that a minimum of eight (8) dwelling units for FY 2014/2015 will receive assistance under this program. 16 The City of Tamarac intends to allocate funds to sustaining the existing housing stock, making funds available for barrier free accessibility, and preserving homes through strengthening and mitigation, and ensuring there is affordability in homeownership. In conjunction with the City's HOME and SHIP program funds, the City will provide funding for Home Rehabilitation, including Disaster Mitigation, Barrier Free Accessibility, Code Correction, and Emergency Repairs, as well as Down Payment Assistance to low -moderate income households. The total rehabilitation cost may be limited to a minimum of five hundred dollars ($500) to a high of thirty thousand dollars ($30,000). The program will target low income households. However, moderate -income households will also be eligible to participate utilizing non-CDBG funds. The housing units that are considered for rehabilitation will be classified in one of three groups. The categories are: (i) Standard Condition (ii) Substandard Condition, or (iii) Dilapidated Condition Typically, most units will be classified not have major physical damage. painting, minor exterior wood and improvements. as "standard condition" indicating that they do Repair work will include fagade treatment, :)r masonry repairs, and energy efficiency Units that are classified as "Substandard" will typically require repairs in the frame, foundation, roof or superstructure of the unit. Additionally, improvements may include repair and/or replacement of exterior doors and windows. Lastly, a unit may be determined to be "substandard" if it is missing some or all of the plumbing facilities. As part of the Home Rehabilitation activity, the City will provide inspections, bid write- up, financial counseling for the homeowner and underwriting for each rehab job. All work will be based on a competitive bid process from a pre -approved list of participating contractors. All participating contractors will be State licensed contractors with the necessary bonding (if required) and insurance. The contractors will be paid directly from CDBG funds. The housing rehabilitation will be in the form of a deferred loan grant to eligible low and moderate income homeowners. Public Housing 91.220(h) The service provider for public and rental subsidy housing for the City of Tamarac is the Broward County Housing Authority (BCHA) and other local Housing Authorities within 17 the county. This agency receives referrals via the North County Satellite office of the Broward County Bureau of Family and Children Services. Families renting in Tamarac, and in need of public housing, can receive assistance from the County's North Satellite office. To date, there is no public housing sites located in the city's jurisdiction. However, there is one HUD housing project that was built in 1974 in the adjacent City of Coral Springs; a majority of the units are for the elderly. I.I. Describe the manner in which the plan of the jurisdiction will help address the needs of public housing and activities it will undertake during the next year to encourage public housing residents to become more involved in management and participate in homeownership. Residents wishing to participate in homeownership activities are required to attend an 8-hour Housing Counseling course. Additionally, residents seeking guidance which are not yet ready for homeownership are recommended to visit a local housing counseling agency for both group sessions as well as one-on-one sessions to determine their weaknesses and become educated on the ways to best become "buyer ready". 12. If the public housing agency is designated as "troubled" by HUD or otherwise is performing poorly, the jurisdiction shall describe the manner in which it will provide financial or other assistance in improving its operations to remove such designation during the next year. The Broward County Housing Authority (BCHA) nor any of the county's housing authorities are a "troubled" agency. They received grant funds for numerous sources due to their quality programming and staff. As a HUD Certified Housing Counseling Agency, they assist residents from all over the South Florida area as well as participate regularly in outreach and educational workshops. Homeless and Special Needs 91.220(i) The City of Tamarac does not currently fund any homeless or homeless prevention strategies. Any homeless identified within the City are assisted through the Homeless Initiative Program (HIP). The City of Tamarac's Social Service Division is also available to assist residents with resources within the County. A Point in Time survey was conducted in January 2014. Although dispersed throughout the entire county, the vast majority of homeless persons were concentrated within the older communities of Pompano Beach, Fort Lauderdale, and Hollywood, where the majority of services to the homeless are provided and shelters are located. As a partner of the Broward Homeless Initiative Partnership (HIP), Tamarac participates in regular meetings and workshops to assist in addressing the needs of the County's homeless population. 18 The Broward County 2014 Point -in -Time Count, conducted in a 24-hour time period on January 22, identified that 2,766 individuals were homeless according to the federal definition of homelessness: they were living in places not meant for human habitation, emergency shelters or transitional housing programs. The count is required by U.S. Housing and Urban Development (HUD) and Florida's Office on Homelessness. The total number of sheltered and unsheltered persons experiencing homelessness in Broward County decreased by 2 percent, from 2,810 to 2,766. The Broward Regional Health Planning Council (BRHPC), Hands on Broward, 2-1-1 Broward and the Homeless Initiative Partnership Advisory (Partnership) Board headed up the 2014 Point -in -Time Count effort in collaboration with volunteers, consisting of County staff, homeless services agencies, law enforcement agencies, individuals, advocates, faith -based, foster care providers, youth and community -based organizations. Trained volunteers fanned out across the County to homeless encampments, labor pools, meal programs and homeless shelters. The results were tabulated by Dr. Patrick Hardigan of Nova Southeastern University. The Partnership Board identified the following as contributing factors for the reduction in this year's count: successful programmatic efficiencies implemented during the past two years; and lack of participation by non -continuum affiliated agencies/programs. Broward County HIP provided the following data for the January 2014 Point In Time count for Broward County. 19 Paint -in -Time Summary Homeless Populations Summary for FL-601- Ft Lauderdale/Bro and County CoC Date of PIT Count: 1f22l2014 Population: Sheltered and Unsheltered Count Total Households and Persons TdW Number of NWWheld 732 638 3 788 2p1 Total Number of Perm 917 93, 35 $7 2,766 I ir4ber eyf Ghl 185 255 40 480 �i�n�er:e iS) Number 93 +�3 ( 44 20 (18 D �4j Numbero(Persam 639 58l 795 � & (aver. age 24) !Gender Female Able TtartjMcler Ethnicity Race 356 361 18 1917 932 558 572 17 679 11#826 3 2 a 3 e Emergemy ho 121 20 Safe haven 1 .34 864 2 515 54 1 15 251 Paint In Tine Smwnary for FL-601- Ft LduderdaWBFow-ard Courty CzC Emergermy Transit mal Safe Haven White 374 345 23 428 1,170 Black or African:- 503 557 12 397 1,469 Amg.rican Asian 6 1 0 1 S American Indian or 5 7 0 14 26 Alaska dative Native H"aiiar or 1 9 0 0 10 Other Pacific, Islander MultoeRaces 28 16 0 39 - 3 Point -in -Time Subpopulations Summary for FL-601 Ft Lauderdale/BrOward County COC Elate of PIT Count: 1rM014 Population. Sheltered and Unsheltered Count Chronically Homeless Suhpopulations A Emergency Safe; Shelters Haver ChwieapyHomeless Individuals 116 35 346 497 Chron[oly Nameless Famir s crow Numberaf Families) Chronically Homeless Families 18 #a 28 �'1 o4 Persons in I-lousehow) Other Homeless Subpopulations pwims kr eYrr&cfency shoWrs, transitional trotissrg and same havers Adults With a Serious Mental Ilkww 393 175 568 Adults with a Substame Use fi�2 240 am Ms"der Adultswtth HIVI IDS 135 11 146 Viefts;of Domestic Violence 45 0 45 21 Point -in -Time Summary Veterans for FL-601 - Ft Lauderdale/Broward County CoC Date of PIT Count 1/2212014 Population- Sheltered and Unsheltered Count Total Households and Persons Emergency Transitional Safe Haven Total Number of 53 87 2 86 228 Households Total Number of Persons 59 go 2 92' 243 Total Number of 88 2 86 229 Veterans53 Gender Ethnicity Race Emergency TeamW=W-tWe f4ven` Female 4 7 d 4 15 Mile 49. 81 21 02 '214 Trans—pender 0 0 0 0 NW-HispanictNoO,- Lqbn 6 liispaniainc am 50 80 2 ?9 211 3 8 0 7 to Emergency -rF2nSMM21 27 48 22 53 1 129 Black orAftican- 22 35 1 27 as lam can Asian 6 1 Q 0 i American Indian or 3 it 3 8 Alaska Native NOW HWffaiian or 1 Q Q 1 00W Pacific IsWnder Mulliple Daces tl 2 Q 3 5 13. Describe, briefly, the jurisdiction's plan for the investment and use of available resources and describe the speck planned action steps it will take over the next year aimed at eliminating chronic homelessness. As part of the Broward County Homeless Consortium, the City takes part in on -going communication with HIP and local homeless advocates to consider funding options those cities may incorporate into the Annual Action Plans. Additionally, the County has hired a consultant to prepare an updated report on the status of the County's homeless population with action steps to consider. 14. Describe specific action steps to address the needs of persons that are not homeless identified in accordance with 91.215(e). 15. Homelessness Prevention —Describe planned action steps over the next year to address the individual and families with children at imminent risk of becoming homeless. Barriers to Affordable Housing 91.2200) 16. Describe the actions that will take place during the next year to remove barriers to affordable housing. The City continues to support affordable housing efforts by focusing on the grants available through the CDBG, SHIP, HOME and NSP programs. By partnering with Broward County Home Consortium and Florida Housing Finance Authority, the City is able to refer residents for home ownership counseling and lender's programs as a way to negate predatory lending. The City also has lender requirements which must be met in order to fund individual requests for assistance to ensure fair housing practices. The City of Tamarac is a participating member of the Broward Housing and Community Development Task Force which allows for participating agencies to share commons barriers to affordable housing and important resources to overcoming them. The Task Force addresses foreclosure prevention, fair housing, incentives, homebuyer assistance and any other topics related to housing and community development. 23 Additionally, the City currently has several incentive strategies for builders and developers working with affordable housing programs that target very low, low and moderate households. Incentive Strategies: • Permits, as defined in s. 163.3164(7) and (8), for affordable housing projects are expedited to a greater degree than other projects. • The City expedites the processing of affordable housing permits through a pre -application conference. • Affordable housing projects are identified by sales price consistent with the SHIP program's housing value limits. • The building and Community Development Departments have employees that serve as liaisons with developers of affordable housing to assist in the permit process. • Affordable housing projects are stamped "EXPEDITED." Other Actions 91.220(k) 17. Describe the actions that will take place during the next year to address obstacles to meeting underserved needs, foster and maintain affordable housing, evaluate and reduce the number of housing units containing lead -based paint hazards, reduce the number of poverty -level families develop institutional structure, enhance coordination between public and private agencies (see 91.215(a), (b), (i), (j), (k), and (l)). The City has been working with Broward County to create an Affordable Housing Policy. This policy will lay out the City's plans to foster and maintain affordable housing, ensure future housing needs are met and development is in coordination with the City's Comprehensive and Consolidated Plans. In addition to the long-term goals of the policy, the Housing Division will continue to provide lead -based paint assessments and abatement on properties identified and containing hazards. The City participated as a member of an "Affordable Housing Website Users Group" committee initiated by Broward County Housing Finance to create a website incorporating all local, regional, state and federal resources. The website is intended to give residents a starting point to identify resources including but not limited to: grant programs, housing counseling agencies, foreclosure prevention programs, tenant based rental programs and projects, and education and outreach events. The website is a work in progress and the City intends to continue as a member to offer feedback and ideas to improve the availability of resources to the residents of Tamarac as well as the local community. 24 18. Describe the actions to coordinate its housing strategy with local and regional transportation planning strategies to ensure to the extent practicable that residents of affordable housing have access to public transportation. Throughout the year, City staff participate in several community events, outreach efforts, educational workshops, public service announcements, and invitational guest speaking opportunities at various communities, boards, organizations, non -profits, and for -profits to assess the needs of the community and share information with the residents of Tamarac as to the availability of funds Several members of City staff are members of general local government planning boards, committees and sub -committees at which county -wide coordination is reached on issues pertaining to planning, transportation, housing, community development and neighborhood revitalization. CDBG 91.220(l) (1) 1. Identify program income expected to be received during the program year, including: • amount expected to be generated by and deposited to revolving loan funds; • total amount expected to be received from each new float funded activity included in this plan; and • amount expected to be received during the current program year from a float funded activity described in a prior statement or plan. Program Income is only generated when a previous recipient of CDBG funds breaks the terms of their deferred loan and repayment is due to the City. The City's Home Rehabilitation activity is the only activity in which funds are issued as a deferred loan. Recapture Terms/Affordability Period for the Housing activities are as such: Deferred loan secured by a lien against the property for a period of ten (10) years with zero (0) percent interest with a principal reduction of twenty (20) percent beginning in year six. At the end of the tenth year, the loan is forgiven. The pro- rated repayment is due upon the sale or transfer of the property or if cash equity is taken out within the ten (10) year loan term. The City's loan documents provide that the obligation for repayment shall continue for the entire recapture terms even in the event of the death of the homeowner. The obligation to repay funds during the recapture period in the event of the sale of the property, or due to failure to comply with the obligations as stated in the loan document shall transfer to any heir or beneficiary of the deceased property owner. 25 The sale, transfer of ownership of the Property, refinancing of the Property with a cash payment to the Owner -Occupant, or the Owner -Occupant's vacation of the property as a primary residence during the ten (10) year term of the Agreement shall constitute a default. The prorated amount of the principal balance of the Deferred Payment Loan that is remaining to be paid at the time of the default shall be payable, in full, to the City of Tamarac. 2. Program income received in the preceding program year that has not been included in a statement or plan. No CDBG Program Income has been received over the past year. 3. Proceeds from Section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in its strategic plan. 4. Surplus funds from any urban renewal settlement for community development and housing activities. 5. Any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan. 6. Income from float funded activities. 7. Urgent need activities, only if the jurisdiction certifies. 8. Estimated amount of CDBG funds that will be used for activities that benefit persons of low - and moderate income. All CDBG funds will benefit low -moderate income persons, households or areas. It is proposed that $226,628.00 will be allocated to Home Rehabilitation for low - moderate income households, and $53,385 will be allocated to Public Service activities for low -moderate income persons. HOME 91.220(l) (2) In FY 2002, the City of Tamarac became a member of the Broward County HOME Consortium along with the Entitlement Cities of Tamarac, Margate, Deerfield Beach, Sunrise, Lauderhill, Plantation, Davie, Pembroke Pines, Miramar and Coconut Creek which recently joined the Consortium. The United States Congress passed the National Affordable Housing Act In 1990. This Act created a variety of affordable housing programs, including the Home Investment Partnerships Act (HOME). 26 With the additional HOME funds, the City can increase the resources available for home rehabilitation. An additional three to four homeowners can be assisted because of fiscal year 2014/2015 HOME funds. Participation in the Broward County HOME Consortium also provides advantages beyond additional funding. The consortium allows the cities to collaborate on best practices, share knowledge, leverage resources, and exchange technology on the provision of affordable housing. The ultimate and cumulative advantage of participating in the consortium is the enhanced capacity of the consortium members to provide their residents with affordable housing. The added values of quality housing in these cities include the ability to attract new businesses and working families and a reduction in code compliance issues that can translate into reduced crime and vandalism. In May 2009, the City of Tamarac renewed their commitment to the Broward County HOME Consortium by entering into a new three years Interlocal Agreement. City Staff is able to provide the residents with direct access and assistance in the applying for, and processing of HOME funds. Describe other forms of investment. (See Section 92.205) If grantee (PJ) plans to use HOME funds for homebuyers, did they state the guidelines of resale or recapture, as required in 92.254. HOME funds are typically allocated to Home Rehabilitation; however, with the receipt of NSP3 funds, the City may re -allocate a portion of its HOME funds to homebuyers in the form of Down Payment Assistance. Should this occur, the City will incorporate resale or recapture guidelines similar to those outline in the City's Local Housing Assistance Plan (LHAP). 2. If grantee (PJ) plans to use HOME funds to refinance existing debt secured by multifamily housing that is being rehabilitated with HOME funds, state its refinancing guidelines required under 24 CFR 92.206(b). 3. Resale Provisions -- For homeownership activities, describe its resale or recapture guidelines that ensure the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4). Should HOME funds be allocated to homeownership activities, the recapture guidelines will be as follows: Terms of the award; Recapture and Default. Include pay back terms in the event of default (failure to make required payments on a loan secured by a first mortgage which leads to foreclosure and/or loss of property ownership). 27 Deferred loan secured by a lien against the property for a period of ten (10) years with zero (0) percent interest with a principal reduction of twenty (20) percent beginning in year six. At the end of the tenth year, the loan is forgiven. The pro- rated repayment is due upon the sale or transfer of the property or if cash equity is taken out within the ten (10) year loan term The City's loan documents provide that the obligation for repayment shall continue for the entire recapture terms even in the event of the death of the homeowner. The obligation to repay funds during the recapture period in the event of the sale of the property, or due to failure to comply with the obligations as stated in the loan document shall transfer to any heir or beneficiary of the deceased property owner. The sale, transfer of ownership of the Property, refinancing of the Property with a cash payment to the Owner -Occupant, or the Owner -Occupant's vacation of the property as a primary residence during the ten (10) year term of the Agreement shall constitute a default. The prorated amount of the principal balance of the Deferred Payment Loan that is remaining to be paid at the time of the default shall be payable, in full, to the City of Tamarac HOME program. 4. HOME Tenant -Based Rental Assistance -- Describe the local market conditions that led to the use of HOME funds for tenant based rental assistance program. If the tenant based rental assistance program is targeted to or provides a preference for a special needs group, that group must be identified in the Consolidated Plan as having an unmet need and show the preference is needed to narrow the gap in benefits and services received by this population. 5. If a participating jurisdiction intends to use forms of investment other than those described in 24 CFR 92.205(b), describe these forms of investment. 6. Describe the policy and procedures it will follow to affirmatively market housing containing five or more HOME -assisted units. 7. Describe actions taken to establish and oversee a minority outreach program within its jurisdiction to ensure inclusion, to the maximum extent possible, of minority and women, and entities owned by minorities and women, including without limitation, real estate firms, construction farms, appraisal firms, management farms, financial institutions, investment banking firms, underwriters, accountants, and providers of legal services, in all contracts, entered into by the participating jurisdiction with such persons or entities, public and private, in order to facilitate the activities of the participating jurisdiction to provide affordable housing under the HOME program or any other Federal housing law applicable to such jurisdiction. 8. If a jurisdiction intends to use HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds, state its financing guidelines required under 24 CFR 92.206(b). 28 HOPWA 91.220(l) (3) The City of Tamarac is not a recipient of HOPWA funds. 1. One year goals for the number of households to be provided housing through the use of HOPWA activities for: short-term rent, mortgage, and utility assistance to prevent homelessness of the individual or family, tenant -based rental assistance, units provided in housing facilities that are being developed, leased, or operated. Include any action plan information that was not covered by a narrative in any other section. If optional tables are not used, provide comparable information that is required by consolidated plan regulations. Section 3 The City has a Section 3 Plan which is included in all solicitations utilizing federal funds incorporated Section 3 language. Under the Home Rehabilitation Program in 2014, with the next General Contractors solicitation, Section 3 determination will be made a part of the award process. General Contractors will be asked to complete the Section 3 Business and/or Resident certifications. Additionally, the City has consultants under the Neighborhood Stabilization Program — Round 3 within the "vicinity hiring" guidelines. A realtor located in the City of Tamarac was selected to assist with acquisition, property management and disposition of NSP3 properties. A local lawn maintenance company was also selected to maintain the lawns at NSP3 properties while owned by the City. City staff will continue to attend local Section 3 training improving the incorporation of Section 3 into grant funded projects. Davis Bacon In addition to creating the above Section 3 Plan, the City recently completed its Davis Bacon Plan. All solicitations incorporate Davis Bacon requirements when federally funded. CDBG funds have been allocated to the installation of sidewalks over the past 3-5 years. Davis Bacon activities took place ensuring compliance on these jobs. Staff attends the award conference notifying the contractor of its Davis Bacon obligations and conducts on -site interviews with labor personnel confirming labor standards are being met. 29 Fair Housing Fair Housing in the City of Tamarac is promoted during community events, workshops, and as part of the one-on-one housing counseling at the staff level through Broward County Housing Authority and other local counseling agencies. The Fair Housing Plan consists of updating the City's Analysis of Impediments, conducting Fair Housing educational outreach sessions, distributing Fair Housing and Predatory Lending educational materials, and publishes several Public Service Announcements. The City continues to be an annual sponsor of the local Fair Housing event sponsored by H.O.P.E. Inc. Additionally, the H.O.P.E. Inc. Discrimination Hotline phone number has been added the City's website and it published in the City's Tam -A -Gram newsletter once per year. The City maintains an annual Scope of Work Agreement with H.O.P.E. Inc. for all its Fair Housing initiatives and needs. Tamarac has an updated Analysis of Impediments on record which was reviewed and approved by HUD's Fair Housing and Equal Opportunity office. During FY 14/15 the City will contract with H.O.P.E. Inc to prepare a new Analysis of Impediments. This Analysis will be completed prior to the submission of the City's next Five -Year Consolidated Plan. 30