HomeMy WebLinkAboutCity of Tamarac Resolution R-2012-127f
Temp. Reso. #12279 - November 9, 2012
Page 1
CITY OF TAMARAC, FLORIDA
RESOLUTION NO. R-2012- /,,),
A RESOLUTION OF THE CITY COMMISSION OF
THE CITY OF TAMARAC, FLORIDA,
AUTHORIZING THE APPROPRIATE CITY
OFFICIALS TO EXECUTE THE AGREEMENT FOR
THE CITY'S DENTAL INSURANCE PROGRAM
WITH METLIFE FOR TWO (2) PLAN YEARS
EFFECTIVE JANUARY 1, 2013; PROVIDING FOR
THE CONTINUATION OF THE EXISTING COST
ALLOCATION OF THE DENTAL INSURANCE
PREMIUM BETWEEN THE CITY AND
EMPLOYEES; PROVIDING FOR CONFLICTS;
PROVIDING FOR SEVERABILITY; AND
PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, the City's dental insurance was awarded to United Healthcare
effective January 1, 2010; and
WHEREAS, the City's contract with United Healthcare is scheduled to
expire on December 31, 2012; and
WHEREAS, on September 13, 2012, the City contracted with Willis
Employee Benefits to competitively market, analyze and recommend alternatives
to the City's dental plan; and
WHEREAS, as a result of the marketing of the dental plan, Willis
Employee Benefits presented the City with six proposals: Aetna, Inc., Blue Cross
Blue Shield, CIGNA, Humana, MetLife and United Healthcare; and
WHEREAS, the City reviewed the City's plan design and determined that
plan design changes are necessary for 2013 and 2014, as described in Exhibit
#1, attached hereto and made a part hereof; and
Temp. Reso. #12279 - November 9, 2012
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WHEREAS, the City staff has worked with representatives of Willis
Employee Benefits to negotiate the most comprehensive and cost effective
dental plan for the City's employees, dependents and, retirees; and
WHEREAS, after further evaluation of the proposals by the Benefits
Specialist and Director of Human Resources, it was determined that MetLife
provided the most comprehensive dental insurance program; and
WHEREAS, it is the recommendation of the City Manager and the Director
of Human Resources that the City award the dental insurance program to
MetLife, as described in the Agreement, subject to any revisions consistent with
the benefit plan as may be negotiated by and between City staff and MetLife and
as approved by the City Manager and the City Attorney for two (2) plan years
effective January 1, 2013; and
WHEREAS, these negotiations and plan design improvements will result
in an overall premium increase of approximately 17% from the 2012 premiums,
guaranteed for two (2) years as described in Exhibit #1, attached hereto and
made a part hereof; and
WHEREAS, available funds exist in the appropriate Governmental Funds
which are in the approved FY2013 Budget; and
WHEREAS, the City Commission has deemed it to be in the best interest
of the health, safety and welfare of citizens and residents of the City of Tamarac
to execute the dental insurance contract with MetLife for dental insurance for
City of Tamarac employees, attached hereto and made a part hereof, subject to
any revisions consistent with the benefit plan as may be negotiated by and
Temp. Reso. # 12279 - November 9, 2012
Page 3
between City staff and MetLife and as approved by the City Manager and the
City Attorney effective January 1, 2013 for a two year period.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION
OF THE CITY OF TAMARAC, FLORIDA:
SECTION 1:
That the foregoing "WHEREAS" clauses are hereby
ratified and confirmed as being true and correct and are hereby made a specific
part of this Resolution. All exhibits attached hereto are incorporated herein and
made a specific part of this Resolution.
SECTION 2:
That the appropriate City officials are hereby
authorized to execute the MetLife agreement for dental insurance coverage for
City of Tamarac employees, dependents and retirees as outlined in Exhibit #1,
subject to any revisions consistent with the benefit plan as may be negotiated
by and between City staff and MetLife and as approved by the City Manager
and the City Attorney for two (2) years effective January 1, 2013.
SECTION 3:
That the appropriate City officials are hereby
authorized to continue the existing cost allocation of the dental insurance
premium between the City and employees.
SECTION 4:
That all resolutions or parts of resolutions in conflict
herewith are hereby repealed to the extent of such conflict.
SECTION 5:
That if any clause, section, or other part or
application of this Resolution is held by any court of competent jurisdiction to be
unconstitutional or invalid, in part or application, it shall not affect the validity of
the remaining portions or applications of this Resolution.
SECTION 6:
upon adoption.
Temp. Reso. #12279 - November 9, 2012
Page 4
This Resolution shall become effective immediately
PASSED, ADOPTED AND APPROVED this 1 T -day of 24a7 , 2012.
ATTEST:
PATRICIA TEUFFL; CMC
INTERIM CITY CLERK
HEREBY CERTIFY THAT I HAVE
APPROVED THIS RESOLUTION
AS TO FORM
SAMUEL
CITY ATTORNEY
S. GOREN
tit I N I HLAbIzAau
MAYOR
RECORD OF COMMISSION VOTE:
MAYOR TALABISCO
DIST 1: COMM. BUSHNEL
DIST 2: COMM. GOMEZ
-i Iff
DIST 3: V/M GLASSER
DIST 4: COMM. DRESSL R�
A-AAL &A &AJL.FJL & J1.
Office Visit
9430
$0
Oral Exams
120
$0
Bitewing X-rays
X-rays Intraoral complete
330
$0
Cleanings
1110
»
$0 ►
Fluoride Treatment
1201
$0
Sealants - per tooth
1351
$0
I
�Basic Services - Type 2
Amalgam restorations 2150 $0
Resin Restorations 2331 $0
Root Canal Treatment 3330 $200
Root Planing per quad 4341 $ 40
Periodontal Surgery
4260
$295
Surgical Extractions
7240
it
$80
General Anesthesia - 30 min
9220
$15011
fi
Major Services - Type 3
Crowns
2750
$185
Pontics
4 6240
$185
Partials
5214
$260
,Complete Dentures
5110
$210
Orthodontia - Type 4
8080-.8090
Orthodontic Treatment - Child
$1 695
Orthodontic Treatment - Adult $1,695
PREMIUM ANALYSIS Proposed
Single
Employee + 1
Employee + Family
Monthly Premium
Annual Premium
$ Difference in Current
$14.44
$25.27
$39.71
$6,670
$78,842
$11,203
0
0
0
0
0
City of Tamarac
2013 Dental DMO Marked
Preventive Services - Type 'I
% Difference In Current
Rate Guarantee
Code I DHMO - *061A
17%
2 years
Contribution Requirement 50%
Participation Requirement 82%
Notes
Actual rates will be based on final enrollment.
THIS BENEFIT SUMMARY IS FOR ILLUSTRATION
PURPOSES ONLY.
This insurance proposal is not to be construed as an
exact or complete analysis of the policies nor as
legal evidence of insurance. The provisions of the
actual policies will prevail.
THIS INFORMATION IS PROPRIETARY AND
SHOULD NOT BE DISTRIBUTED.
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CITY OF TAMARAC
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HEALTH/DENTAL INSURANCE CAST SHEET
CALENDAR YEAR 2013
CIGNA Open Access HMO
Open Access HMO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Employee Only
$ 483.86
$ 217.74
$ 24.19
$ 493.54
Em to ee+S ouse
$1,205.68
$ 482.27
$ 120.57
$1,229.79
Em to ee+Child ren
$1,045.20
$ 418.08
$ 104.52
$1,066.10
Family
$11313.06
$ 525.23
$ 131.31
$19339.32
CIGNA Open Access POS
Open Access POS
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Employee Only
$ 530.55
$ 212.22
$ 53.06
$ 541.16
Em to ee+S ouse
$10322.03
$ 528.81
$ 132.20
$1,348.47
Em
to ee+Child ren
$1,146.06
$ 458.42
$ 114.16
$1,168.98
Family
$1,439.77
$ 575.91
$ 143.98
$1,468.57
CIGNA PPO
PPO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Employee Only
$ 472.31
$ 188.93
$ 47.23
$ 481.76
Em to ee+S
ouse
$1,176.91
$ 470.76
$ 117.69
$1,200.45
Em
to ee+Child ren
$1,020.26
$ 408.10
$ 102.03
$1,040.66
Family
$1,281.73
1 512.69
$ 128.17
$1,307.37
Bargaining Unit Employees
METLIFE DENTAL HMO
Dental HMO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
EmployeeAft
$ 14.44
$ 0.00
$ 7.22
$ 14.73
Em
to ee+1
$ 25.27
$ 0.00
$ 12.64
$ 25.76
Em to ee+2 or more
$ 39.71
$ 0.00
$ 19.86
$ 34.61
METLIFE
DENTAL PPO
Dental PPO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Single
$ 31.85
$ 0.00
$ 15.93
$ 32.49
Em
to ee+1
$ 64.27
$ 0.00
$ 32.14
$ 65.56
Em to ee+2 or more
$ 107.96
$ 0.00
$ 53.98
$ 91.44
Non Bargaining Full Time Employees
METLIFE DENTAL HMO
Dental HMO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Employee
$ 14.44
$ 7.22
$ 0.00
$ 14.73
Em
to ee+1
$ 25.27
$ 6.32
$ 6.32
$ 25.76
Em to ee+2 or more
$ 39.71
$ 9.93
$ 9.93
$ 34.61
METLIFE DENTAL PPO
Dental PPO
Total Cost
Per Month
City Cost
Per Pay Period
Employee Cost
Per Pay Period
COBRA
Per Month
Employee
$ 31.85
$ 15.93
$ 0.00
$ 32.49
Em to ee+1
$ 64.27
$ 16.07
$ 13.97
$ 65.56
Em to ee+2 or more
$ 107.96
$ 26.99
$ 21.97
$ 91.44
Rates effective January 1, 2013.
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