HomeMy WebLinkAboutCity of Tamarac Resolution R-98-099IJ
March 3, 1998 - Temp Reso #8186 1
CITY OF TAMARAC, FLORIDA
RESOLUTION NO R-98- 9q-
A RESOLUTION OF THE CITY COMMISSION
OF THE CITY OF TAMARAC, FLORIDA,
APPROVING THE 1998-2001 LOCAL
HOUSING ASSISTANCE PLAN (LHAP) TO BE
SUBMITTED AS A REQUIRED COMPONENT
OF THE STATE HOUSING INITIATIVES
PARTNERSHIP ACT'S GRANT APPLICATION;
THE CITY IS CONSISTENT WITH THE SHIP
GRANT APPLICATION REQUIREMENTS BY
HAVING ESTABLISHED CHAPTER 9,
ARTICLE IV ENTITLED "LOCAL HOUSING
ASSISTANCE PROGRAM" AND PURSUANT
TO THAT CHAPTER, HAVING PREPARED A
LOCAL HOUSING ASSISTANCE PLAN TO BE
IMPLEMENTED AND ADMINISTERED BY THE
CITY; PROVIDING FOR CONFLICTS;
PROVIDING FOR SEVERABILITY; AND
PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, pursuant to the State Housing Initiatives Partnership Act Grant
Application requirements, the City Commission of the City of Tamarac, Florida, adopted
Chapter 9, Article IV, entitled "Local Housing Assistance Program" (PROGRAM); and
WHEREAS, the State Housing Initiatives Partnership Act provides for the adoption
of a Local Housing Assistance Plan (LHAP), which details the housing programs the City
will implement, to be included in the SHIP Grant Application submitted to the State; and
WHEREAS, the State Housing Initiative Partnership Act does provide for a
percentage of the grant allocation, not to exceed ten (10) percent for administrative costs;
and
March 3, 1998 - Temp Reso #8186 2
WHEREAS, the Local Housing Assistance Program adopted by the City
Commission must be consistent with the City's Comprehensive Plan, and as necessary,
appropriate and practical, shall be addressed by the City's Comprehensive Amendment
Process; and
WHEREAS, the Community Development Director recommends approval of the
Local Housing Assistance Plan, which details the Housing Programs the City will
implement and administer; and
WHEREAS, the City Commission of the City of Tamarac, Florida deems it to be in
the best interest of the citizens of this community to adopt the Local Housing Assistance
Plan established pursuant to the State Housing Initiatives Partnership Act.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF TAMARAC, FLORIDA:
SECTION 1: The foregoing "WHEREAS" clauses are hereby ratified and
confirmed as being true and correct and are hereby made a specific part of this Resolution.
SECTION 2: The City Commission adopts the Local Housing Assistance
Plan, attached as "Exhibit A"; prepared pursuant to the State Housing Initiatives
Partnership Act requirements.
SECTION 3: The City Commission of the City of Tamarac, Florida, hereby
finds, declares and certifies that the Local Housing Assistance Program is consistent with
the City's adopted Comprehensive Plan, or will be addressed, as necessary and
appropriate, by the City's Comprehensive Plan Amendment Process, as soon as
practicable.
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March 3, 1998 - Temp Reso #8186 3
SECTION 4: The City Commission of the City of Tamarac, Florida, hereby
finds that the cost of administering the Local Housing Assistance Program (PROGRAM)
shall exceed five percent (5%) of local housing distribution. Accordingly, pursuant to the
"ACT", the City hereby authorizes expenditures of no more than ten (10) percent of the
local housing distribution to be utilized for administration and implementation of the
PROGRAM. If applicable, eligible municipalities receiving a local housing distribution of
up to $350,000 may use up to 10 percent of program income for administrative costs.
SECTION 5: Pursuant to the Act, the City hereby establishes the following
Costs for use in the implementation of the Program with the City:
PROGRAM
MAXIMUM UNIT COST
AVERAGE UNIT COST
MINOR HOME REPAIR
WEATHERIZATION
$10,000.00
$10,000.00
PURCHASE ASSISTANCE
Very Low Income
$10,000.00
$10,000.00
Low Income
$ 8,000.00
$ 8,000.00
Moderate Income
$ 6,000.00
$ 6,000.00
EMERGENCY REPAIR
$ 4,000.00
$ 4,000.00
SECTION 6: All resolutions or parts of resolutions in conflict herewith are
hereby repealed to the extent of such conflict.
SECTION 7: If any clause, section, other part or application of this
Resolution is held by any court of competent jurisdiction to be unconstitutional or invalid,
in part or application, it shall not affect the validity of the remaining portions or applications
of this Resolution.
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SECTION 8:
passage and adoption.
March 3, 1998 - Temp Reso #8186 4
This Resolution shall become effective immediately upon its
PASSED, ADOPTED AND APPROVED this $ day of 11444i , 1998.
ATTEST:
Milk
r. . .
;,
I HEREBY CERTIFY that I
have approved this
RESOLUTION as to form-
MITCHELL S. I
CITY ATTORN
File: c/treso8186 LHAP
JOE SCHREIBER
MAYOR
RECORD OF COMMISSION
MAYOR SCHREIBER
DIST 1: COMM. McKAYE
DIST 2: V/M MISHKIN
DIST 3: COMM. SULTANOF
DIST 4: COMM. ROBERTS
State Housing Initiatives Partnership (SHIP) Program
Local Housing Assistance Plan
Program Information Sheet
Please complete the followir?g hformatioti:
LOCAL GOVERNMENT: CITY OF TAMARAC
CHIEF ELECTED OFFICIAL: JOE SCHREIBER
ADDRESS: 7525 N.W. 88th AVENUE
TAMARAC, FLORIDA 33321-2401
TELEPHONE:(954) 724-1221 FAX:(954) 724--1226
CONTACT PERSON: CINDY DIEMER
ADDRESS: 7525 N.W. 88th AVENUE
TAMARAC, FLORIDA 33321-2401
TELEPHONE:(954) 724-1285 FAIt:(954) 724-2453
r TERLOCAL AGREEMENT: TU/NO (If yes, list other participants in the interlocal agreement)
(The following i? formatio?? must be fin-i7ished to the Age??cy before any funds can be disb?n-sed)
LOCAL GOVERNMENT EMPLOYER FEDERAL ID NUMBER:1 6-03-1 96900-54C
INI.AIL DISBURSEMENT TO: FINANCE DEPARTMENT ATTN .: STANLEY HAWTHOR E
ADDRESS: 7525 N.W. 88th AVENUE
TAMARAC, FLORIDA 33321-2401
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(3195)
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�Ij_I alril no 111t1k ►C 1 1
1998-1999, 1999-2000, 2000-2001
LOCAL HOUSING ASSISTANCE PLAN
•
MAY 1998
City of Tamarac
7525 N.W. 88`h avenue
Tamarac, Florida 33321
(954)724-1285
Prepared By:
CONSULTANTS:
Community Redevelopment Associates of Florida, Inc.
10221 Taft Street, Suite 2
Pembroke Pines, Florida 33026-2841
(954) 431-7866. Fax (954) 431-6882
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City of Tamarac Local Housing Partnership
State Housing Initiatives Partnership (SHIP) Program
1998-2001 Local Housing Assistance Plan
TABLE OF CONTENTS
Transmittal Letter - - -
Program Information Sheet
PartI. Background .................................... ..................I
A. Introduction...... ........................ ...........................
I
B. State Housing Initiatives Partnership Act Overview ..... ..................
1
C- City of Tamarac Local Housing Assistance Prograrn-Description ..- .................
1
D. Local Housing Assistance Plan Overview . -...................................
2
E. Plan Development Process ..................................... ..........
3
Part H. Local Housing Assistance Program ......................................
4
- A. Overview.............................................................4
B. Program Implementation ..............................................
_ ... 4
C. Assistance Strategies....................................................
5
D. Homeownership Activities ...............................................
10
Part M. Timeline for Expenditures
Part IV. Housing Delivery Goals
Part V. Ordinance
Part VI. Adopting Resolutions
Part VII. Certification
Part VIII. Attachments
A. Administrative Budget
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0 Part I. Background
A. Introduction
The challenge of providing affordable housing to all families and individuals in the City of Tamarac
is on going. The people who need affordable housing are the people who make the City of Tamarac's
communities function. Teachers, government workers, nurses, police officers, retail and service
- industry employees are among those who -need quality, affordable housing.
As noted by the South Florida Regional Planning Council, ensuring the adequacy and affordability
of housing is crucial in achieving a liveable, sustainable and economically competitive community.
To that end, the- City Commissioners for the City of Tamarac have formed the Local Housing
Assistance Program to create affordable housing opportunities for very low-income, low-income, and
moderate -income households through the production, acquisition, and rehabilitation of affordable
housing funds provided through the State Housing Initiatives Partnership Act (SHIP).
B. State Housing Initiatives Partnership Program (SHIP)
On July 1, 1992, the State Legislature, following the recommendations made by the Governor's Ad
Hoc Work Group on affordable housing, signed the William E. Sadowski Affordable Housing Act
into law. This legislation established a dedicated funding source for eligible local governments to
expand the production and preservation of affordable housing.
An innovative feature of the Sadowski Act is the State Housing Initiatives Partnership Program
(SHIP). SHIP provides funds to local governments for implementing locally -designed affordable
_housing strategies and encouraging the creation of partnerships to conserve, improve or provide new
housing for very low, low and moderate -income persons.
C. City of Tamarac Local Housing Assistance Program Description
The 1998-1999, 1999-2000, and 2000-2001 Local Housing Assistance Plan implements the local
housing partnership and represents a cooperative effort between the City of Tamarac, lenders,
developers, and nonprofit organizations to produce affordable housing, combine resources, reduce
housing costs and provide related services. In the implementation of the approved strategies,
whenever possible, a partnership process will be used.
The partnership process enhances the development of affordable housing by combining the strengths
of public, private, and nonprofit organizations. The City brings regulatory reforms, subsidies, and
innovative financing into the affordable housing development process. Private developers and lending
institutions, bring financial expertise, home training workshops, post -closing follow-up, building
experience, and contacts in the housing industry. Nonprofit organizations generate community
support, help lower development costs, and stimulate neighborhood pride.
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Strategies, such as Minor Home Repair Program, represent a partnership between area residents and
the City of Tamarac. Minor Home Repair Program will compliment current City services such as
upgrading water supply systems; improving drainage; new road paving, sodding, and landscaping.
The introduction of high -quality, affordable housing units will greatly improve the quality of life for
neighborhood residents.
The Affordable Housing Advisory Committee appointed by the City Commission makes
recommendations to the City Commission for incentives that will increase the availability of affordable
housing. The Committee also encourages community dialogue on housing issues, opportunities, and
long-term strategies.
D. Local Housing Assistance Plan Overview
In keeping with the intent of the Sadowski Act and the requirements of the SHIP Program, the
following is the three year Local Housing Assistance Plan adopted by the City of Tamarac's Local
Housing Assistance Program. This LHAP covers State Fiscal Years 1998-1999 through 2000-2001
and was created in accordance with Florida Statutes Chapter ss. 420.907, Chapter 9I-37 of the
Florida Administrative Code and local ordinances.
The goals of the LHAP are:
To increase the availability of affordable housing by combining local resources and cost
saving measures using a local housing partnership and by using private and public funds
to reduce the cost of housing.
To promote more compact urban development, and to assist in achieving the growth
management goals contained in the adopted local comprehensive plan by allowing more
efficient use of land so as to provide housing units that are more affordable.
To establish a strong sense of community through increased social and economic
integration.
To build the organizational and technical capacity of community -based organizations so
as to optimize the role of community -based organizations in the production of affordable
housing.
To promote the innovative design of eligible housing, and its supporting infrastructure, and
to provide for cost savings in the provision of such housing.
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E. Plan Development Process
Community Redevelopment Associates of Florida, Inc. (CRA) coordinated the development of the
LHAP with input from the City of Tamarac's Community Development Department. Input also
solicited from local lending institutions, developers, non-profit agencies and affordable housing
advocates.
Public discussions on the city wide plan were held on February 17, 1998, and March 11, 1998 .
Additionally, comments from concerned parties were received and also considered in the LHAP
development process.
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0 Part H. Local Housing Assistance Program
A. Local Housing Assistance Program Overview
The following section describes the housing construction, rehabilitation, repair and finance activities
adopted by the City of Tamarac Local Housing Assistance Partnership using SHIP program
allocations and other funds deposited into -the local housing assistance trust fund to make affordable
residential units available to eligible persons. This program expands or preserves existing housing
stock and creates new affordable housing opportunities through financing for construction of
affordable housing, home purchase loans, counseling, rehabilitation, land acquisition, and housing for
people with sp-ecial needs.
The availability of the SHIP program will be advertised in newspapers of general circulations as well
as community newspapers. Clients will be referred to the program from a variety of sources, including
staff outreach, community groups, investor's meetings, and public advertisement. Flyers will be
distributed in the community and local community groups will be contacted. In addition, City
employees will also disseminate information.
Supportive services to be provided under the program to a1eligible participants include referral to
other community resources, counseling on housing rights and responsibilities, mortgage default
counseling, money management, home management, and property care and maintenance.
The targeted populations to receive assistance are those persons or families whose incomes do not
- exceed 50% of the median income adjusted for family size (very low-income), those whose incomes
do not exceed 80% of the median income adjusted for family size (low-income), and those whose
incomes do not exceed 120% of the median income adjusted for family size (moderate -income).
Priority is given to the affordable housing needs of very low-income persons. At least 30 percent
of the local housing distribution funds deposited into the local housing assistance trust fund must be
reserved for awards to very -low-income persons or eligible sponsors who will serve very -low-income
persons and at least an additional 30 percent of the local housing distribution funds deposited into the
local housing assistance trust fund must be reserved for awards to low-income persons or eligible
sponsors who will serve low-income persons. The remainder may be reserved for Eligible Persons
or eligible sponsors that will serve eligible persons.
S. Program Implementation
Community Redevelopment Associates of Fl, Inc. (CRA) is responsible for administering the Local
Housing Assistance Program on behalf of the City, and ensuring complete compliance with all
applicable ordinances, rules and regulations. CRA will qualify clients and deliver program services.
Program services will include, but not be limited to, conducting client intake and assessment, as well
as implementation of SHIP strategies. The City has identified through its various public meetings and
with further input from individual residents the need for the following types of programs: Minor
El
. Home Repair, and Purchase Assistance Programs. CRA with the approval of the City, will develop
a partnership with lenders through a bank consortium to offer special financing opportunities. The
City may be able to offer matching funds from several potential future sources such as Community
Development Block Grants, Home Grant Match, and Acquisition & Rehabilitation, that may be
leveraged with SHIP funds.
The City selected the SHIP strategies based on individual assessments of the affordable housing
needs and demands of the city. Local residents will be able to apply for the various programs at the
office of Community Development at City Hall, or the office of Community Redevelopment
Associates of Fl, Inc. (CRA).
C. Assistance Strategies
General Program Requirements
The 1998-1999, 1999-2000 and 2000-2001 Local Housing Assistance Program is governed by the
following administrative requirements as established by Florida Statutes ss. 420.907, Chapter 67-37
of the Florida Administrative Cod(:, local ordinances, and local comprehensive plans. The City's
purchase assistance program is available to all eligible persons. All properties receiving assistance
must be located within the incorporated areas of the city. "For income certification purposes for
all applicants that are married but separated, the City of Tamarac will count the income of both
spouses, unless the applicant can demonstrate that the spouse is:
a. _ Not living at the current -residence and has no intentions of living at the new residence.
b_ . Must have documentation showing that the spouse does not contribute to household
income. The amount of any spousal contribution to the applicant will be utilized to
compute the applicant's income.
Examples of accepted documentation could be court documentation of separation, a sworn affidavit
with both spouses signatures."
1. Qualification and Selection of Applicants: The City of. Tamarac has developed a
qualification system for eligible applicants and has established a maximum award schedule for each
activity consistent with the intent of the LHAP. Specific requirements are contained within each
program description.
2. Notice of Funding Availability: The City will advertise the availability ofthe local housing
assistance program in a newspaper of general circulation such as the Miami Herald and/or the Sun -
Sentinel and periodicals serving ethnic and diverse neighborhoods such as the Westside Gazette,
Broward Times, and El Heraldo de Broward at least thirty days before the beginning of the
application period.
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3. Non -Discrimination: All federal, state, and local fair housing acts and anti -discrimination
laws shall be in effect. Discrimination based on race, creed, religion, color, age, sex, marital status,
familial status, national origin, or handicap in the award or application process is prohibited.
4. Contractual Compliance with Program Requirements: As a condition of receipt of an
award, the eligible person must contractually commit to comply with the affordable housing criterion
established under the SHIP program.
5. Long Term Rental Compliance and Monitoring: All eligible rental housing constructed,
rehabilitated, or otherwise assisted from the housing assistance program must be reserved for eligible
persons for 15 years or the term of the assistance, whichever is longer. Eligible sponsors that offer
rental housing for sale before 15 years or that have remaining mortgages funded under this program
must give a first right of refusal to eligible nonprofit organizations for purchase at the current market
value for continued occupancy by eligible recipients. The City will annually monitor and determine
tenant eligibility for rental housing for a period of 15 years or the term of assistance, whichever
period is longer.
6. Homeownership Set -Aside Requirement: A minimum of 65% of the funds made available
under the program will be reserved for providing owner -occupied housing including rehabilitation,
purchase assistance and lease -purchase financing.
. 7. Construction Set -Aside Requirement: A minimum of 75% of program funds will be
provided for rehabilitation, or emergency repair of affordable housing.
8. Maximum Sales Prices: The sales price of new or existing eligible housing may not exceed
90% of the median area purchase price in the area as established by the U.S. Department of the
Treasury Revenue Proclamation.
Median
Median
Location New
Existin
Tamarac $124,187
$108, 726
9. Maximum Loan Terms: Loans issued using SHIP funds may not have terms exceeding 30
years, except for deferred payment loans, which continue to serve eligible persons.
10. Recapture of Funds: All eligible owner -occupied housing constructed, rehabilitated or
otherwise assisted from proceeds provided under the program is subject to the specific recapture
requirements as established for each program.
11. Income Limits: The maximum allowable income adjusted for family size may not exceed
those limits published and updated annually by the Florida Housing Finance Corporation.
12. Maximum Monthly Affordability: "Affordable" means that monthly mortgage
payments, including taxes and insurance, do not exceed 30 percent of an amount representing the
Me
a percentage of the areas median annual gross income for the household as indicated in subsections
(28), (29), or (41). However, it is not the intent to limit an individual household's ability to
devote more than 30 percent of its income for housing. Housing for which a household devotes
more than 30 percent of its income shall be deemed affordable if the institutional first mortgage
lender is satisfied that the household can afford mortgage payments in excess of the 30 percent
benchmark.
13. Rent Limits Adjusted to Bedroom Size: The maximum gross rents (by Income
Category) including an allowance for utilities, may not exceed those limits published and updated
annually by the Florida Housing Finance Corporation.
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14. Maximum Per Unit Awards: Eligible housing benefiting from awards from the program
may not exceed those limits adopted by resolution for each activity. The amount of assistance will
be guided by the extent of rehabilitation necessary to comply with the City of Tamarac's property
or construction standards, and also by the ability of the homeowners to repay loans. The income
of individual homeowners and the total monthly payment they can afford will guide the levels of
assistance provided.
Program
Tamarac
Minor Home Repair / Weatherization
$10,000.00
Purchase Assistance
VL - $10,000.00
L - $ 8,000.00
M - $ 6,000.00
Emergency Re airs
$4,000.00
15. Controlling Clause in Issues of Conflict: Projects receiving assistance from the SHIP
program and from other state or federal programs which may have conflicting verification
certification and monitoring requirements, shall comply with the requirements of the most
restrictive program.
16. Housing Counseling Training: All eligible persons receiving assistance under the
program, except where noted, will be required to complete a housing counseling program which
may address personal budgeting, home inspection and maintenance, preparation for
homeownership and other pertinent topics. Homeownership counseling will be provided by a non
profit organization or an approved person (s). Money allocated will be used to provide books,
resource materials, etc. Topics covered will include but not be limited to the following:
renting/owning terminology, real estate loans, field trip to Home Depot (Do it yourself classes),
Title Insurance, sales contracts, home safety, credit repair/counseling.
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17. Encumbrance and Expenditure Time Frames: All SHIP funds for each State Fiscal
Year will be obligated by December 31 following the end of that fiscal year. Program funds must
be expended within 24 months of -the close of the applicable State fiscal year.
18. Plan Amendments: The LHAP will be amended if at any time it is determined by the City
Commission that a strategy will not be used or a new strategy required. If at any time during the
approved plan period the partnership is unable to comply with any provision of this plan, the Florida
Housing Finance Corporation will be notified.
19. Administrative Expenditures: The City of Tamarac's Local Housing Partnership has
determined that five percent ofthe local housing distribution is insufficient to pay the necessary costs
of administering the program and has allocated no more than ten percent -of the SHIP funds To be
applied towards administrative expenses.
20. Local Housing Assistance Trust Fund: All funds received from the State pursuant to the
SHIP act and any funds received or budgeted to provide funding for the program, shall be deposited
into the Affordable Housing Trust Fund.
21. Program Income/Recaptured Funds: "Program Income" means the proceeds derived from
interest earned on or investment ofthe local housing distribution funds and other funds deposited into
the local housing assistance trust fund, proceeds from loan payments, and all other income derived
from use of funds deposited into the local housing assistance trust fund. It does not include
recaptured funds as defined in subsection (34).
"Recaptured funds" means funds that are recouped by a county or eligible municipality in
accordance with the recapture provisions of its local housing assistance plan pursuant to
420.9075(4)(g), F. S. 67-37.007(12) and (13) from eligible persons or eligible sponsors who default
on the terms of a grant award or loan award.
22. Eligible Person or Household: An eligible applicant is one or more natural persons or
families who qualifies by annual gross income and household size. For activities requiring proof of
ownership to qualify, the following types of verification may be accepted:
a)
Warranty Deed
b)
Quit -Claim Deed
c)
Long Term Lease
d)
Homestead Exemption
e)
Tax Records
f)
Life Estate
23. Eligible Housing Types: Eligible housing is any real and personal property, excluding mobile
homes, located within the municipality which is designated and intended for the primary purpose of
4D providing decent, safe, and sanitary residential units which are designed to meet Chapter 553, F.S.
including:
N.
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a) Detached single-family housing
b) Condominium unit
c) Townhouse
d) Villa
e) Multi -Family Rental Units
f) Manufactured building bearing an approved device or seal issued by the State of Florida
Department of Community Affairs.
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D. HOMEOWNERSHIP ACTIVITIES
. Strategy 1: Minor Home Repair Program/Weatherization
Program Description: Provides a five year deferred payment loan for maintaining owner -occupied
housing to correct code violations, stop infiltration of outside elements, the loss of energy and prevent
further deterioration. Includes: roof repair and /replacement.
Qualification & Selection Guidelines:
1. Eligible sponsors will be selected through an RFP process to perform repairs under this program.
The selection will be based on experience, past performance and financial stability. Preference will
be given to eligible sponsors that employ personnel from the Wages and Workforce Development
Initiative Programs.i:'
2. Eligible homeowners will be selected on a first come -first served basis, within income groups, but
special need population will be given first priority.
3. Property must be owner -occupied.
4. Verification of ownership, income, and payment of property taxes will be conducted to determine
eligibility.
Repayment/Recapture terms:
1. Five-year deferred payment loan.
2. 20% yearly loan write -down.
3. Pro -rated repayment due upon sale or transfer of property within the five year loan term.
. Strategy 2: Purchase Assistance Program
Program Description: Provides eligible persons a deferred payment loan to be applied towards
down payment, closing costs and/or principal reduction for the purchase of eligible owner -occupied
housing, including townhouses, condominiums, villas or detached housing.
Qualification & Selection Guidelines:
1. Eligible applicants will be selected on a first come -first served basis, within income groups, but
special need population will be given first priority.
2. Certificate of housing counseling completion required prior to loan closing.
3. Occupants must not own any other property used for residential purposes.
Repayment/Recapture Terms:
1. Deferred payment loans will be secured by a lien against the property purchased.
2. Five Year deferred payment loan with a 20% yearly loan write -down.
3. Pro -rated repayment due upon sale or transfer of property within thr five year loan term.
4. SHIP assisted property may be sold during the affordability period with full payment
of the SHIP assistance required at all times during the affordability period.
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0 . Strategy 3: EmergencyEmergengy Repair Program
Program Description: Provides emergency financial assistance to eligible homeowners in the form
of a grant to deal with repairs of an urgent nature, as determined by the appropriate City department,
on a case by case basis. Such cases may be minor damage caused by fires, broken water pipes,
electrical failures, gas leaks, heating and water heating system failures, sewer/sanitation back-ups, and
other repairs which are threat to life, health, and safety of the resident as a result of unintentional and
uncontrollable causes and the residence has been declared as been in violation of applicable building
and housing codes.
Qualification & Selection Guidelines:
1. Property must be owner -occupied.
2. Eligible applicants will be selected on a first come -first served basis, within income groups, but
special need population will be given first priority.
3. An eligible sponsor will be selected through the competitive bid process to perform repairs.
4. Verification of ownership income, and payment of property taxes will be conducted to determine
eligibility.
Repayment/Recapture Terms:
1. Five-year deferred payment loan.
18 2. 20%yearly loan write -down.
3. Pro -rated repayment due upon sale or transfer of property within the five-year loan term.
11
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• CERTIFICATION TO
FLORIDA HOUSINQ FINANCE CORPORATION
Local Government: TAMARAC-ou�}�ICity
(1) The local government will advertise the availability of SHIP funds pursuant to Florida Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, creed, color, age, sex, familial status, handicap, religion, or national
origin.
(3) A process for selection of recipients for funds has been developed.
(4) The eligible municipality or county has developed a qualification system for applications for
awards.
(5) Recipients of funds will be required to contractually commit to program guidelines.
(6) The Florida 0 Housing Finance Corporation will be notified promptly if the local government (or
interlocal entity) will be unable to comply with the provisions the plan.
(7) The Local Housing Assistance Plan shall provide for the expenditure of SHIP funds within 24
months following the end of the State fiscal near in which they are received.
(8) The plan conforms to the Local Government Comprehensive Plan, or that an amendment to the
Local Government Comprehensive Plan will be initiated at the next available opportunity to insure
conformance with the Local Housing Assistance Plan.
(9) Amendments to the approved Local Housing Assistance Plan shall be provided to the Corporation
with in 21 days after adoption.
(10) The trust fund shall be established with a qualified depository for all SHIP funds as well as
moneys Qenerated from activities such as interest earned on loans.
(11) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted by
law.
(12) The local housing assistance trust fund shall be separately stated as a special revenue fund in the
local governments audited financial statements, copies of the audits will be forwarded to the
Corporation as soon as available.
(la) An interlocal entity shall have its local housing assistance trust fund separately audited for each
state fiscal year, and the audit forwarded to the Corporation as soon as possible.
E
•
Pape 2
Certification
(14) SHIP funds will not be pledged for debt service on bonds or as rent subsidies.
(15) Developers receiving assistance from both SHIP and the Low Income Housing Tax Credit
(LIHTC) Program shall comply with the income, affordability and other LIHTC requirements.
Similarly, any units receiving assistance from other federal programs shall comply with all
Federal and SHIP program requirements.
(16) Loans shall be provided for periods not exceeding 30 years, except for deferred payment loans or
loans that extend beyond 34 years which continue to service eligible persons.
(17) Rental Units constructed or rehabilitated with SHIP funds shall be monitored at least annually for
15 years for compliance with tenant income requirements and affordability requirements.
1
itneSS
Witness
Attest: Carol Go , CMG/AAE
(Seal) City Clerk
is
C 'ef Elected Official
JOE SCHREIBER, MAYOR
Type Name and Title
_ April 8, 1998
Date
SHIP BUDGET FOR FISCAL YEARS 1998-1999, 1999-2000 & 2000-2001
0 —
C�
CHART 1
The Plan Administrative Budget
YEAR
ACCOUNT
AMOUNT
PERCENTAGE
1998-1999
Salaries
$15,000.00
47.6
Marketing
$4,500.00
14.2
Office Support
$6,700.00
_ 21.3
Office -Equipment
- $3,107.00
9.9
Audit
$2,200.00
7.0
Total
$31,507.00
Est. subj. to Adjust.
1999-2000
Salaries
$25,800.00
81.9
Marketing
$3, 507.00
11.1
Audit
$2,200.00
7.0
Total
$31,507.00
Est. Subj. to Adjust.
2000-2001
Salaries
$25,800.00
81.9
Marketing
$3,50T00
11.1
Audit
$2,200.00
7.0
Total
$31,50T00
Est. Subj. to Adjust.