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HomeMy WebLinkAboutCity of Tamarac Resolution R-2020-057 Temp. Reso. #13459 June 18, 2020 Page 1 of 4 CITY OF TAMARAC, FLORIDA RESOLUTION NO. R-2020- A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF TAMARAC, FLORIDA, APPROVING THE RESIDENTIAL ASSISTANCE PROGRAM FOR RESIDENTS FINANCIALLY IMPACTED BY COVID-19 AND AUTHORIZING THE APPROPRIATION OF $250,000 FROM GENERAL FUND FOR IMPLEMENTATION; PROVIDING FOR CONFLICTS; PROVIDING FOR SEVERABILITY; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, on March 10, 2020, Governor Ron Desantis declared a state of emergency due to COVID-19; and WHEREAS, on April 8, 2020, in response to economic impact of COV1D-19, Community Development Housing Division identified available funds for immediate use and submitted a technical revision of the Local Housing Assistance Plan (LHAP) and waiver requests for State Housing Initiative Partnership (SHIP) advertising and set-aside requirements to Florida Housing Finance Corporation in order to include mortgage, rent and utility assistance into the disaster strategy; and WHEREAS, on April 9, 2020, Florida Housing Finance Corporation approved the LHAP revision and granted the waivers for advertising and set-aside requirements; and WHEREAS, on April 21, 2020, the SHIP Mortgage, Rent and Utility Assistance Program for households financially impacted by COVID-19 was advertised; and WHEREAS, the application period for the SHIP Mortgage, Rent and Utility Assistance Program began on April 27, 2020 and closed on May 1, 2020 due to overwhelming response; and WHEREAS, on June 10, 2020, the City Commission expressed their desire to Temp. Reso. #13459 June 18, 2020 Page 2 of 4 assist more residents with mortgage, rent and utility assistance by allocating an additional $250,000 from the general fund; and WHEREAS, the Community Development Director recommends the approval of the Residential Assistance Program and the appropriation of$250,000 from general fund for program implementation; and WHEREAS, the City Commission of the City of Tamarac, Florida deems it to be in the best interest of the citizens and residents of the City of Tamarac to approve the Residential Assistance Program and the appropriation of $250,000 from the City's General Fund for implementation. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF TAMARAC, FLORIDA: SECTION 1: The foregoing 'WHEREAS" clauses are hereby ratified and confirmed as being true and correct and are hereby made a specific part of this Resolution. All exhibits referenced herein are hereby incorporated into this Resolution and made a specific part hereof. SECTION 2: That the City Commission hereby approves the Residential Assistance Program, as summarized, attached hereto as Exhibit "A", and incorporated herein, providing mortgage, rent and utility assistance, and the appropriation of$250,000 from the General Fund for its implementation; and Temp. Reso. #13459 June 18, 2020 Page 3 of 4 SECTION 3: All resolutions or parts of resolutions in conflict herewith be, and the same are hereby repealed to the extent of such conflict. SECTION 4: If any clause, section, other part or application of this Resolution is held by any court of competent jurisdiction to be unconstitutional or invalid, in part or application, it shall not affect the validity of the remaining portions or applications of this Resolution. SECTION 5: This Resolution shall become effective immediately upon its passage and adoption. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Temp. Reso. #13459 June 18, 2020 Page 4 of 4 i '/ PASSED, ADOPTED AND APPROVED this day of X_ ,2020 CITY OF TAMARAC, FLORIDA itAiteitY: MICHELLE J. OMEZ, MAYOR ATTEST: JENNIFER JOHNSON, CMC CITY CLERK RECORD OF COMMISSION VOTE: MAYOR GOMEZ fr , DIST 1: V/M BOLTON f � DIST 2: COMM. GELIN 'f DIST 3: COMM. FISHMAN DIST 4: COMM. PLACKO I HEREBY CERTIFY THAT I HAVE APPROVED THIS RESOLUTION AS TO FORM: c4si SAMUEL S. GOREN CITY ATTORNEY Guide and FAQ for Residential Assistance Program 1. What is the purpose of the Residential Assistance Program? The purpose of this program is to provide emergency assistance to families impacted by COVID-19. Assistance is provided with mortgage,rent and/or utilities beginning 4/1/2020.Utility bill must be in the name of applicant or an adult household member. For mortgage assistance, the home must be the primary residence of the owner and homesteaded. 2. Under what conditions will an application be considered? Applicants must also have a verifiable and documented income hardship. Hardship must have occurred as a result of income loss or income reduction due to COVID-19. 3. Who can apply for this program? Households not exceeding 120%of the Area Median Income are eligible to apply. Please see income chart for maximum income based on family size.Furthermore,eligible housing units must be located within the City of Tamarac.Eligible housing units are single-family homes,town homes and apartments. Mobil homes are not eligible for assistance. Household Size 2020 Maximum Household Income 1 $74,880 2 $85,560 3 $96,240 4 $ 106,920 5 $ 115,560 6 $ 124,080 7 $132,600 8 $ 141,240 4. What expenses will the assistance pay for? Forms of assistance include mortgage, rent and utility payments. Utility payments are light, water, and natural gas. 5. When can interested residents apply? Applications are will be available beginning June 29, 2020 at 10:00 a.m.to July 6, 2020 at 5:00 p.m. 6. How can residents apply? Applications are accepted online from June 29, 2020 at 10:00 a.m. to July 6,2020 at 5:00 p.m. 7. How can residents apply if they do not have a computer or online access? To accommodate applicants with online submittal challenges, applications are also accepted at City Hall (7525 NW 88th Ave, Tamarac, FL 33321) from June 29, 2020 from 10:00 a.m. to July 6,2020 at 5:00 p.m. 8. What do I need to submit with my application? All support documentation listed on the application must be submitted with the application. In addition,ALL pages of the application must be completed as applicable. 9. How much money will this program provide to each household? Assistance will be provided for up to 3 months and will not exceed $5,000. Funds will be paid directly to Landlord,Mortgage Lender and/or Utility Provider. 10. Do I have to repay the City? No. Funds are awarded as a grant. 11. Can assistance be provided to residents with federally insured mortgages or subsidized rents? No. Cares Act has already made provisions of relief federal programs. For existing FHA insured mortgages, the Act currently provides for up to 6 months of forbearance. Homeowners facing hardship must request forbearance on payments for up to 60 days or 2 months. Homeowner may request extensions on forbearance for up to 4 months,that's a total of up to 6 months. Homeowners must request forbearance before the end of the state of emergency or 12/31/2020. The City's temporary mortgage assistance program will not be available FHA or VA mortgages. 12. If we applied before for the SHIP assistance but have not yet received assistance, do we need to apply again? No. Families that applied previously need not apply again. These new applications will be processed after the previous list is exhausted.